What are structured notes? How do they limit risk while allowing for gains? Considering their pros and cons, could a structured note be right for you? Find out how to tell.
With mortgage rates on the rise, how do your clients know when it is the right time to lock in a rate? Here are four cases of when they should lock in their rate right away.
Both fixed-rate and adjustable-rate mortgages have advantages and disadvantages depending on your financial needs and prospects.
Not exactly sure how a mortgage works? Don’t feel bad—the average home buyer doesn’t either.
Be careful with a mortgage rate reduction offer that may not save you much in the long run.
Summer months are some of the busiest for the housing market, meaning checking out mortgage rates is on many of your to-do lists.
Watch these indicators to see if or when mortgage rates will rise, and why the Federal Funds rate is not a key indicator.
With mortgage rates rising, some buyers and refinancers are taking a look at adjustables.
If you know where to look, the Fed’s rate increases can turn into something tangible: cash in your account.
Some Highlights:<br>Interest rates have come a long way in the last 30 years.<br>The interest rate you secure directly impacts your monthly payment and the amount of house that you can afford if you plan to stay within a certain budget.<br>Interest rates are at their lowest in years… RIGHT NOW!
If you’re thinking about purchasing a home, financial experts recommend that you act sooner rather than later. This article from Bankrate explains why. Interest rates may be at historic lows, but most financial advisers agree they can’t stay low forever. While the Federal Reserve is still talking about increasing interest rates, there are a few …
Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to:<br>What is the minimum down payment required to purchase a home?<br>What is the minimum FICO score req
We always respond by explaining there is no single rate, b/c the market moves so often and b/c there are so many things that affect a borrower’s rate.
Loans from relatives have helped more than one business get started or stay afloat. Depending on the outcome, this type of financing can either be a dream come true or the beginning of your worst nightmare.
Are you ready for a Federal Reserve rate hike? The smartest prep may be to improve your credit score.
There was a time when it was easy to find a savings account with a 5% interest rate. All you had to do was walk to your nearest bank. Times have changed and most savings rates are under 1% APY. However, there are things that you can do to ensure your savings account is earning… Read the Rest »
If you're looking to buy a home this spring, you're timing couldn't be better. Mortgage rates are hitting their lowest levels in years.
With interest rates continuing to creep up, there's a changing of the guard at the Federal Reserve.
A trusted mortgage advisor can answer your questions about how to capture the best Long Island mortgage rates over the long term.