Meridian Home Mortgage Corp
Hampstead, MD:
Self-Employed and Can't Qualify for a Mortgage?
Obtaining a mortgage while self-employed comes with unique hurdles. We explain the history behind this tendency and what borrowers can do to get their loan.
When Should Buyers Lock in a Mortgage Rate?
With mortgage rates on the rise, how do your clients know when it is the right time to lock in a rate? Here are four cases of when they should lock in their rate right away.
How to Sell a Home With a Reverse Mortgage
See how to sell a home with a reverse mortgage. Step by step guide to getting your home sold when you have a reverse mortgage to deal with.
How To Qualify For A Mortgage If You're Drowning In Student Loan Debt
Student debt remains one of the few unifying themes among an increasingly diverse population.
How to Pre-Qualify Luxury Sellers
Pre-qualifying luxury sellers is a key step to avoid wasting their time or yours. Jack Cotton has two questions to ask before setting an appointment.
5 Mortgage Tips for Millennials
Mortgage Tips for Millennials busy paying down student loan debt during a struggling economy.
7 Tips for Getting a Mortgage When You Have Student Loans
Some mortgages will count student loans differently in your debt-to-income ratio.
How Credit Union Mortgage Lending Differs From Banks
Credit union members will see several benefits when using the services of credit union mortgage lending, when compared to traditional banking institutions.
10 Crucial Questions to Ask Your Commercial Mortgage Broker
Looking to put an apartment building under contract? Be sure to ask these 10 questions BEFORE you apply for a loan to ensure a smooth closing!
Expert tips on securing a mortgage if you’re self-employed
Some lenders won’t even consider mortgages for self-employed people whose accounts haven’t been signed off by an accountant – and make sure your accountant is certified or chartered.
Who's Buying "dem" Mortgages? And what are they Buying?
Pay no attention to those stories about "Shadow Inventory"! Apparently that has all been soaked up. Or, at least, builders and the NAR would like to believe that. It is hard to pick the top or bottom of any market, but it is hard to argue that housing prices...
I need cash. Should I try a reverse mortgage or just move?
As home prices soar, renting could be an option for improving cash flow.
4 Important Tips for Realtors: Ensuring a Smooth Mortgage Process
4 Tips to help Realtors prepare buyers/properties for the mortgage process and ensure that all critical information is promptly relayed to the lender.
Can co-signing for student loans hurt your ability to qualify for a mortgage?
Over the last 25 years, I've been asked many times by borrower's on what they need to do to qualify for a mortgage for a new home purchase or refinance. The truth is that the list of "what not to do" is as important, if not more so, during this time.
Council Post: Why You Should Not Pay Off Your Mortgage
You don't need to be debt-free to have financial freedom, but carefully calculated moves are essential.
Why Caution Is Warranted When Transferring Title of Mortgaged Real Property
It might be common practice, however, we will tell you why you should exercise caution when transferring title of real property to an inter vivos trust.
What is a credit union? The key to snagging a low-interest mortgage
When shopping for a mortgage, there’s one lender that home buyers often overlook: credit unions. So what is a credit union? It’s a cooperative financial institution owned and controlled by its members—all of the co-op’s account holders and borrowers. This setup comes with some distinct advantages if you’re shopping for a home loan, as well …
Top 10 Things Current Homebuyers Are Looking For — Southern Trust Mortgage
Even in the midst of a ‘Sellers’ Market’, putting your home up for sale can be a daunting task. Chances are your home already has some great features you can highlight. However, making small upgrades and improvements will usually get your home sold faster and increase the value. To make things more simple, we’ve compiled the …
Twelve Facts That May Surprise You About the Housing Bust
What if the conventional wisdom about the mortgage crisis is all wrong?
How To Tell You’re Probably Being Taken For A Ride As A Buyer
Don't be taken advantage of! A mortgage is a massive time and monetary commitment, so make sure you do your due diligence.
What Happens If The Appraisal Is Lower Than The Offer?
Nearly every mortgage application requires a home appraisal by the lender as part of the underwriting process. Ideally, the lender wants to see an appraised value that’s equal to or greater than the price agreed upon by the buyer and the seller, but sometimes the appraisal comes in lower. In those s
