Macleod Land Company
Central East Denver - Denver:
Petition: Make paying rent enough proof that you are able meet mortgage repayments
Since living on my own I have paid £70,000+ in rent on time yet still struggle to get a mortgage. Unless your getting handouts, wealthy or in receipt of inheritance it's almost impossible. I want paying rent on time to be recognized as evidence that mortgage re-payments can be Met.
Will you ever see mortgage rates this low again?
If you're looking to buy a home this spring, you're timing couldn't be better. Mortgage rates are hitting their lowest levels in years.
Is An FHA Mortgage Still A Bargain?
If you're putting down less than 20%, the FHA's mortgage insurance premium could cost you more than private mortgage insurance with a commercial lender.
Is Having a Mortgage in Retirement So Bad?
Owning a home free and clear isn’t always the right goal for older people. Should your clients roll the dice with real estate investments?
A Big Mistake Mortgage Shoppers Make
Many mortgage shoppers, particularly first-time home buyers, are leaving money on the table.
The 15-Year Mortgage: Pros and Cons
A 15-year mortgage is the dream home loan for home buyers who can afford the much higher monthly payments and want to shred their mortgage in half the usual time while saving thousands or even tens of thousands of dollars in interest. To make a 15-year mortgage work, you’ll need a reliable income and enough...Read More
Mortgage Standards Easing TOO MUCH? NO!!
There is no doubt that getting a mortgage is easier today than it was right after the housing crash a decade ago. However, the easing of credit availability has led to some questioning of whether or not we are headed for another housing crisis.<br>Let’s put everything into the proper perspective.<br>M
Is Now a Good Time to Shop for a Mortgage?
Shopping for a mortgage is not nearly as interesting (or as much fun) as shopping for a home, but it can be just as important as finding the right house.
Got HAMP? Mortgage Payments Will Increase
HAMP recipients will be reminded that their loan modifications aren’t permanent.
Reverse Mortgages: Has Their Time Arrived?
The perception of reverse mortgages is changing. They can be an integral part of a carefully crafted retirement plan.
Should I Prepay My Mortgage?
Prepaying your mortgage can help you save thousands of dollars in interest. But before you prepay your mortgage, it's important to understand a few things.
Can seniors get home mortgages? should they?
Age discrimination in lending is illegal--and Baby Boomers are lapping up cheap 30-year fixed rate mortgages. Smart or dumb?
7 Facts About Mortgages You Didn't Know
These facts can save you thousands of dollars and make the homebuying process smoother.
Bad credit? You still might get a mortgage
Believe it or not, you may be able to seal the deal even with a credit score below 620.
5 Most Common Questions About Mortgages—Answered
Not exactly sure how a mortgage works? Don’t feel bad—the average home buyer doesn’t either.
7 Things Not to Do After Applying for a Mortgage
Certain actions can jeopardize your mortgage during the loan process. Avoid making these employment and credit mistakes before closing.
Mortgages: Fixed-Rate Versus Adjustable-Rate
Both fixed-rate and adjustable-rate mortgages have advantages and disadvantages depending on your financial needs and prospects.
Don’t make these costly mortgage-shopping mistakes
Dodging this expensive mortgage shopping mistake could save you thousands of dollars.
9 surprising ways to use a reverse mortgage
Reverse mortgages allow homeowners age 62 or older who own their home outright or who have a small mortgage balance to convert the equity in their primary residence into a liquid, tax-free asset. Borrowers can take their money in a lump sum or as a monthly payment, or set up a line of credit. Interest accrues on borrowed funds. Unused lines of credit continue to grow at the same compounded interest rate as the cost of money<br>Financial advisers who dismissed reverse mortgages…
Can You Be Denied a Mortgage If You’re Pregnant?
It's illegal to deny a woman a mortgage because she's pregnant or on maternity leave. Unfortunately, things don't always go according to plan.
Can the Mortgage Process Really Be 100% Digital?
Tech tools are making getting a home loan more streamlined than ever before, but can they cut out the paper trail entirely?
