You've saved up enough to quit working. Congrats! But here's a new puzzle: figuring out how to enjoy retirement without blowing your savings too soon, when you don't know if you'll live 5 years or 25.
Millions who hold triple-tax-free health savings accounts don't take advantage of their most valuable features
Family financial stress is up, along with health care deductibles.
Many businesses may be asking themselves this question. According to the Department of Labor (DOL) there are some general rules regarding the auditing of retirement/health plans. First, one has to…
Sometimes, you want a simple answer before digging deeper.
Many federal employees can save money by switching to a high deductible health insurance plan with an HSA when they have the chance.
Q: I am a 52-year-old single mother. I have NO savings at all for any kind of retirement. What can I do? Where should I…
When you offer a retirement plan to your employees, you are taking on fiduciary responsibility. It is your responsibility to oversee and make decisions about your retirement plan for the benefit of the participants. This is also why it’s a good idea to frequently communicate with your retirement p
If your company has 10 or fewer employees, DOAAR can help you decide which type of retirement plan your business should offer.
More of workers' paychecks are being automatically diverted to 401(k)s.
The purpose of this essay is to look at the question with a reawakened gaze. Money connects us all in the economy even if it doesn’t include everyone. As I write from a perspective of privilege, a certain veil has fallen away between self-awareness and the reality of how skewed our systems are by that …
The co-author of a runaway bestseller on Social Security strategies tackles Medicare in his new book.
Reinvesting the savings from managing chronic conditions can pay off big time down the road.
Finding a place to live in your golden years is more complicated than you may think.
Consolidated Credit Certified Financial Counselors help you to start saving for retirement with a helpful guide to how much you should be saving as you advan...
A 403(b) plan is a type of tax-sheltered retirement plan for the employees of nonprofit entities, such as schools, charities, and religious organizations. It has much in common with the more widely r…
Some of your clients are retiring. When they come to you for advice what do you tell them?
Oh no, I saved too much for retirement<br>Chances are you haven’t heard anyone utter this phrase. In fact, numerous studies indicate that Americans are not saving enough to ensure a secure retirement. If American workers are not saving enough, then American employers will find themselves with an aging workforce that is unable to retire. For employers this translates into potential increases in costs associated with…
A new study finds that young Americans could use some help when it comes to managing their money.
For an estimated 8 percent of spousal caregivers, offering care took a toll on their jobs -- but what about their finances?
It's question No. 1 for most retirees when it comes to retirement savings: How much income can I get from my portfolio? These four strategies can give you the answer.