Finger Lakes Federal Credit Union
Phelps, NY:
How to consolidate my payday loans?
Payday loans are becoming an increasingly popular form of borrowing money. In difficulties, they are a great solution because we can get them in one moment. An organization that provides payday loans...
Why are millennials turning to payday loans and pawn shops?
More millennials are turning to payday loans and pawn shops for much needed cash -- moves that can provide immediate relief, but often result in deeper debt.
Why we need commonsense payday lending rules
Payday lending is sold as a quick, easy fix for people who have fallen behind on their bills or have emergency repairs.
How to Fix Payday Loans
Research shows that payday loans suffer from three main problems: The loans have unaffordable payments, they fail to work as advertised, and they have excessively high prices.
How to Refinance Your Student Debt
Consolidating student loans can reduce paperwork and lower your monthly bill.
Consolidating vs. refinancing student loans: 5 things to know
Taking out student loans is easy. Deciding whether to refinance or consolidate them isn’t.
What is a Second Mortgage? Home Equity Loans
Are you interested in getting a second mortgage, home equity loan or home equity line of credit? Read on to learn about the pros and cons of this line of credit.
More than half of college students fail this 6-question money quiz — would you?
College students face a pile of student loans and credit-card debt, but many don’t understand financial basics.
Why Your Credit Score Matters in Retirement
You may still be applying for loans and looking for lower rates on insurance to save money.
What is the Difference Between FHA and Conventional Loans?
What is the Difference Between FHA and Conventional Financing? Which is right for you? Ask your lender to determine which will cost less both short and long-term. Ask for a side-by-side cost analysis.
Facts Payday Lenders Don't Want You to Know About
We’ve all heard to stay away from payday loans, but why is that? Why are they so horrible? Should you ever get one? (Spoiler alert: NO)
Why college loans are the worst debt
You can't deduct the interest or get rid of it in bankruptcy, and you'll need gainful employment to repay it
What Is A Safe Payday Loan?
If you live in Escondido, you probably have a myriad of payday lenders nearby to choose from. Even in rural areas, you can find businesses...
Learn How There is No Credit Check or Payday Loan Needed
You are probably wondering how you can avoid a credit check and a payday loan right? Well, there is another alternative that many people a...
Questions Families Need to Ask About Paying for College
Vital (but rarely asked) questions about paying for college—tuition, loans, grants, work study and more.
6 compliance tips for loan estimate revisions
When it comes to issuing a Loan Estimate under the TILA-RESPA Integrated Disclosure (TRID) rule, revisions are not permitted due to mistakes, miscalculations, and underestimation of charges caught after the fact. However, the law does recognize that some situations can arise beyond lender errors that cause the original loan estimate to become inaccurate. The Justifying Events The …
5 tips for tackling your student loan costs
Student loan debt stats are startling — which means you need these tips more than ever.
Why You Shouldn't Consolidate All Your Student Loans
Student loan consolidation is often spoken about, but most underestimate the risks of consolidating student loans.
Why Can’t I Get a Tiny Home?
Like many millennials, my wife and I don’t want a big house. But that’s all we can get a loan for.
