At Guild Mortgage, we focus where it matters – our communities. Each week, we share stories about what we’re doing to give back and improve communities. We’re making giving back easier. We’ve improved our employee contribution policy to increase the impact of charitable giving at the local level with more of our employees’ donations going …
With mortgage rates on the rise, how do your clients know when it is the right time to lock in a rate? Here are four cases of when they should lock in their rate right away.
It's an exciting time! You, or you and your partner have decided that the time is right to be first-time home buyers.
See how to sell a home with a reverse mortgage. Step by step guide to getting your home sold when you have a reverse mortgage to deal with.
If you are considering selling your home you may just want to take advantage of the current housing market.
If you have been thinking about listing your home for sale, there are several things you should consider before putting it on the market.
Putting your house up for sale can be a busy and stressful time, but even more so if you have little ones. How will you keep the chaos at
Putting your house up for sale can be a busy and stressful time, but even more so if you have little ones.
After a mortgage application has left the hands of the processor, it moves to the desk of the underwriter. The underwriter acts as a gatekeeper in the loan approval process. When purchasing a home, the loan cannot close or be funded without the approval of an underwriter.<br>Mortgage loan approval i
Looking to put an apartment building under contract? Be sure to ask these 10 questions BEFORE you apply for a loan to ensure a smooth closing!
Pay no attention to those stories about "Shadow Inventory"! Apparently that has all been soaked up. Or, at least, builders and the NAR would like to believe that. It is hard to pick the top or bottom of any market, but it is hard to argue that housing prices...
As home prices soar, renting could be an option for improving cash flow.
4 Tips to help Realtors prepare buyers/properties for the mortgage process and ensure that all critical information is promptly relayed to the lender.
It might be common practice, however, we will tell you why you should exercise caution when transferring title of real property to an inter vivos trust.
Even in the midst of a ‘Sellers’ Market’, putting your home up for sale can be a daunting task. Chances are your home already has some great features you can highlight. However, making small upgrades and improvements will usually get your home sold faster and increase the value. To make things more simple, we’ve compiled the …
What if the conventional wisdom about the mortgage crisis is all wrong?
Don't be taken advantage of! A mortgage is a massive time and monetary commitment, so make sure you do your due diligence.
Nearly every mortgage application requires a home appraisal by the lender as part of the underwriting process. Ideally, the lender wants to see an appraised value that’s equal to or greater than the price agreed upon by the buyer and the seller, but sometimes the appraisal comes in lower. In those s
What you need to know when selling a mortgaged house including loan payoff, your home equity, and potential net proceeds.
Simply put, equity refers to the value of your home minus the amount of money you still owe on your mortgage. It is the factor that separates homeowners from renters and is among the greatest creat…