Avery-Hess Realtors
Rockville, MD:
The first steps to take if you can’t pay your mortgage
Counseling agencies approved by the Department of Housing and Urban Development can help homeowners make sense of their options.
What Are Mortgage Points? Should You Pay Them?
This article explains what mortgage discount and origination points are, and how to figure out whether to pay them.
Investors, Should You Be Paying Mortgage Points?
What investor wouldn't like having a lower mortgage and interest rate? One way to do this is pay mortgage points. In this article, I'll break down when to use this buydown method.
Should you pay off your mortgage before you retire?
By now it should be well established that financial planners don't like you to carry debt into retirement. But where does your mortgage fall in the scheme of things?
Mortgage Comparison Shopping: 3 Questions To Ask A Mortgage Lender
Find out how to do your research on current mortgage interest rates, what questions to ask a mortgage lender, and how to comparison shop for mortgages.
4 Mortgage Secrets Only Your Broker Knows
Don't let your mortgage lender hold out on you! They're in on these secrets — and they could save you big.
How To Get Approved For A Mortgage When Buying A Home
One of the first steps in the home buying process is getting approved for a mortgage. There are certain steps that need to be taken. Find out what they are.
Tips for Refinancing as Mortgage Rates Rise
Mortgage rates are going up, but don’t worry — you haven’t missed the boat on your refi opportunity.
How to save $9,000 on your mortgage
If you are looking to buy a home, don't skip these very important steps when it comes to getting a mortgage.
Applying For A Mortgage: Why So Much Paperwork?
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.<br>Many buyers a
Why It Might Be Time To Refinance Your Mortgage
Lower interest rates are one factor, and lower fees on FHA mortgages are another.
How to get a mortgage right now, even with bad credit
Let’s be honest, there’s a better than even chance that the average American has a FICO score that is, how to put it nicely, suboptimal. That doesn't mean they can't get a mortgage.
7 Facts About Mortgages You Didn't Know
These facts can save you thousands of dollars and make the homebuying process smoother.
What is a Second Mortgage? Home Equity Loans
Are you interested in getting a second mortgage, home equity loan or home equity line of credit? Read on to learn about the pros and cons of this line of credit.
Why Reverse Mortgages are Worth a Look
Once an expensive and risky strategy, tapping your home equity might now be a smart retirement planning move.
What the shrinking amount of mortgage debt tells us about the housing market
The amount of mortgage debt outstanding has fallen as fewer homes are bought, more Americans refinance, and older mortgages mean more principal is paid down.
5 Mistakes That Delay Mortgage Approvals (& How to Avoid Them)
Watch out for these common pitfalls, which could cause you to miss out on a great rate or even lose your deposit.
Mortgage Rates: Why Credit Scores are Important
When it comes to applying for a mortgage, lenders want to know that the borrower has a reliable history of using and repaying credit. Lenders use FICO scores, which range from 300 to 900, as a benchmark for determining this reliability.
Common Mortgage Errors And How To Avoid Them
Lots of people waste money when they get home loans. Don’t repeat their mistakes.
