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Johnson City, TN:
Bills Got You Feeling Pinched? Try the Half Payment Budgeting Method
The half payment method helps you avoid the financial pinch of paying your most expensive bills all at once.
Mortgage 101: How Late Payments Affect Your Credit Score
Payment history is the biggest component of a credit score. Late payments can come with a drop in score, additional fees and an increased interest rate.
What is a Down Payment?
A down payment is the amount of money you spend upfront to purchase a home and is typically combined with a mortgage to fulfill the total purchase price of a home.
How to budget for student loan payments
The annual cost of college education has risen by 130% in the past 20 years, according to the College Board, so it's no surprise so many of us have student loan debt.
6 Things to Know About Your Credit Before Buying a House
You have the down payment. You're making enough money to easily afford a mortgage. Now all that's left to do is find a house and get a loan, right? Not exactly. Now what's left to do is ensure your credit and financial history doesn't hurt you.
3 things Millennials need to do before looking for a home
The Harvard University Joint Center for Housing Studies released its annual report, showing that a large portion of Millennials feel unprepared financially to pay a down payment on a home. However, that could be about to change. Millennials may be delaying homeownership for now, but the next 10 years will show a shift in that …
10 Helpful Tips to Drive Online Payment Adoption
Offering online payment solutions may no longer be considered a perk for multifamily housing providers, but merely a means to keeping up with the times.
5 Questions to Ask Yourself Before Postponing Your Federal Student Loan Payments
If you’re having difficulty repaying your federal student loans, then you might want to consider a deferment or forbearance. These two temporary solutions allow you to stop making or, in some instances, to lower your monthly federal student loan payment. While both can be helpful solutions if you’re experiencing temporary hardship, they aren’t great long-termContinue Reading
Should I Wait to Put Down a Bigger Down Payment?
Some experts are advising that first time and move-up buyers wait until they save up 20% before they move forward with their decision to purchase a home. One of the main reasons they suggest waiting is that a buyer must purchase private mortgage insurance if they have less than the 20%. That increas
How to Use a Bill Payment Tracker to Organize Your Finances
Your money is tiring of the summer madness and begging you to hit the reset button. What better way than with the help of a Bill Payment Tracker.
This map shows where you can find the cheapest mortgage payments
You’ll want to avoid the coasts if you want to keep your mortgage costs down.
Can I borrow from my annuity to put a down payment on a house?
Learn how you can borrow money from an annuity for a house down payment, but also understand why fees and penalties make this a bad idea.
Stop! 5 Things You Should Never Do With Your Down Payment
Do the wrong thing and you may end up in a paperwork nightmare (or worse, being denied a loan altogether).
How Much Money Do I Need for a Down Payment on a House?
Armed with this down payment information you can then make a plan to save up the funds needed and budget for your home purchase.
Until debt do us part: When shared bills outlast the relationship
Couples who consolidated their student loans are stuck with each other’s debt, even after a divorce.
Why does my Mortgage Payment Increase Over Time?
Once you know how and why your mortgage bill could increase, you can prepare for that possibility, ensuring you can still afford your home loan in the future.
Budget Ideas for People Who Hate Budgets
Budgets are important in order to take charge of your finances and meet your biggest money goals. Let’s explore a few budget ideas you can try.
Behind on Mortgage Payments? Follow These Tips
Everyone who takes out a mortgage hopes to be able to make payments on time, but life sometimes gets...
How to Save for a Down Payment
Whether you're saving for a down payment or simply want to grow your bank account, try these tips to save money at home. Set a savings goal, make a financial plan, and start with small changes to save money at home.
