Keith Patrick T Lawyer
Bryan Park - Richmond:
Bankruptcy & Your Credit
Ensuring that your credit report is accurate and maintaining a credit score that works for your life goals is important. Fortunately, there are ways to maintain or rebuild good credit.
4 Little-Known Truths About Credit Scores and Car Insurance Rates
Good, bad or nonexistent, a customer's credit score still matters when shopping for auto insurance. But the impact isn't always equal.
How Much Credit Score Effect on Home Insurance Premiums Varies by State
Homeowners with poor credit pay 91 percent more for homeowners' insurance than people with excellent credit, according to a study by an online insurance sh
How medical debt can lead to bankruptcy
Everyone faces medical issues in his or her life to some degree. Unfortunately, the issues become even more stressful when it extends to family budgets. In many instances, insurance companies design
How Does My Credit Score Impact Renters Insurance?
People often want to know why they didn't get the same price as their neighbor. Often, that has to do with differing credit scores. Learn more from the insur...
Why is bankruptcy like baseball?
Geraci law knows how you feel when you’re in debt. Studies have shown most folks who would rather talk about their toilet habits or sex life than how much money or debt they have. Does this sound l…
Credit Unions vs Banks: Which is Better?
Tired of getting nickel and dimed by your bank? Maybe it's time to try a credit union.
Want Free Checking? Join a Credit Union
Though there might be reasons to stay with your bank
What Your Credit Card Does (and Does Not) Cover for Rental Cars
Many retirees are buried in debt — how can they get out?
Credit cards are a big source of debt-related financial stress for older Americans
How advisors can help seniors with high debt or facing bankruptcy
Seniors who have a severe debt situation often want to liquidate all assets to pay off creditors, but some assets are creditor-proof
How the Sacklers' opioid lawsuit could scam the bankruptcy system
Opioids helped kill friends of mine. Even more frustrating is that this is not particularly unique or interesting. According to the US Department of Health and Human Services: More than 760,000 peo…
Why 70% of Medical Debt Will Soon Disappear From Credit Reports
If you’re among the millions of Americans grappling with medical bills, obtaining a mortgage or car loan will soon get easier. The three major credit bureaus — Equifax, Experian and
What Your Credit Card Rental Car Insurance Might Not Cover
You can save a decent amount on your car rental by skipping the insurance. If you paid for your rental with your credit card, you’re most likely already covered. But it’s important to know the specifics of what that card does and doesn’t cover, and how it works.
Older Americans are filing for bankruptcy more than ever
More than ever before, financial woes are tarnishing their golden years.
How to Choose a Credit Union
If you’re drawn to the personalized service, local ties and great rates that credit unions are known for, you may be wondering how to find the right one for you.…
4 things that can push you into bankruptcy late in life
