Heritage Insurance Agency
Vineland, NJ:
Are You Covered for Personal Use of Company Vehicle?
Are You Covered for Personal Use of Company Vehicle?
Getting a company car is a coveted perk for employees, but it can also cause some coverage issues with your personal auto policy.
The standard auto policy excludes coverage for non-owned vehicles furnished or available for your regular use.
This means you are relying solely on the company's insurance for protection. If for any reason the company's policy does not respond if you are in a traffic accident, you have no coverage.
The company's business auto coverage will also not provide you protection if you use the vehicle outside the scope…
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Your engine's air filter is a lot like your car's lungs. In order for it to run efficiently, function properly and pass clean air through the system, the f
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My homeowners' policy covers that?
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Quick tips on what to check for when buying a used vehicle.
While you can use these tips as a guide when buying a used vehicle, we recommend you bring the vehicle to a mechanic you trust before the purchase. Most, for...
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Business interruption insurance helps to replace lost business income if you are unable to open your business on a temporary basis due to a loss covered by the policy, such as a fire or theft.<br>Let’s say a storm knocks a tree into the front window of your business. Business interruption insurance,
Business Insurance Coverage: What Won’t it Cover?
If you're going to get this is insurance, you must know what is and isn't covered by the policy. This text will focus on those things that are not covered by your business insurance policy. Read on to learn more about it.
