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www.cips.org/Latest%20procurement%20and%20supply%20chain%20news,%20opinion,%20analysis,%20practical%20advice%20and%20tips%20from%20Supply%20Management,%20the%20official%20publication%20of%20the%20Chartered%20Institute%20of%20Procurement%20&%20Supply%20(CIPS).ashx?width=300&quality=80

www.cips.org/Latest%20procurement%20and%20supply%20chain%20news,%20opinion,%20analysis,%20practical%20advice%20and%20tips%20from%20Supply%20Management,%20the%20official%20publication%20of%20the%20Chartered%20Institute%20of%20Procurement%20&%20Supply%20(CIPS).ashx?width=300&quality=80

www.cips.org/Latest%20procurement%20and%20supply%20chain%20news,%20opinion,%20analysis,%20practical%20advice%20and%20tips%20from%20Supply%20Management,%20the%20official%20publication%20of%20the%20Chartered%20Institute%20of%20Procurement%20&%20Supply%20(CIPS).ashx?width=300&quality=80

The%20average%20dog%20owner%20spends%20about%20%241250%20a%20year%20on%20the%20care%20and%20feeding%20of%20Fido%2C%20and%20for%20some%2C%20it%20can%20be%20a%20lot%20more.%20Here%20are%20six%20ways%20for%20pet%20owners%20to%20keep%20that%20bill%20from%20getting%20quite%20so%20hairy.

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When%20it%20comes%20to%20money%2C%20mindset%20really%20matters.%20What%20you%20tell%20yourself%20over%20and%20over%20again%20becomes%20what%20you%20do%20--%20over%20and%20over%20again.%20Don%27t%20fall%20into%20the%20trap%20of%20shoddy%20thinking%3A%20Here%20are%2010%20bad%20memes%20that%20can%20seriously%20mess%20up%20your%20financial%20health%2C%20and%20advice%20on%20how%20to%20avoid%20them.

Between%20thrift%20stores%2C%20consignment%20shops%2C%20and%20the%20vast%20bazaar%20of%20the%20Internet%2C%20you%20almost%20never%20have%20to%20pay%20full%20price%20for%20any%20item%20you%20might%20desire.%20Here%20are%20eight%20things%20it%27s%20especially%20smart%20to%20shop%20for%20secondhand%20--%20as%20well%20as%20those%20special%20cases%20in%20which%20you%27ll%20want%20to%20pony%20up%20and%20buy%20it%20new.

Just%20as%20useful%20as%20apps%20for%20investors%2C%20these%20personal%20finance%20tools%20focus%20on%20helping%20you%20save%20more%2C%20earn%20more%20and%20spend%20more%20efficiently.

The%20real%20estate%20market%20has%20endured%20a%20few%20years%20of%20painful%20price%20drops%2C%20and%20home%20values%20may%20have%20a%20bit%20further%20to%20fall.%20But%20independent%20experts%20say%20%20the%20bottom%20is%20very%20close.%20With%20prices%20in%20many%20areas%20at%202002%20levels%2C%20and%20mortgage%20rates%20at%205%25%2C%20this%20may%20be%20the%20moment%20for%20you%20to%20buy%20a%20home.

Nowadays%2C%20with%20ubiquitous%20smartphones%20and%20laptops%2C%20the%20easiest%20ways%20to%20earn%20extra%20cash%20are%20accessible%20to%20everyone%20at%20the%20click%20of%20a%20button.