Do you run a small business? Do you use a vehicle primarily for work purposes? Then you should get commercial car insurance. Many people mistakenly believe that commercial auto insurance is essentially semi-truck insurance reserved for big rigs and other larger vehicles that haul products, but it is much more than that. Insurance for commercial vehicles is necessary for many small business owners or freelancers to…
Today, consumers use credit to purchase almost everything from appliances to cars. For smaller purchases, like a new TV or washing machine, most credit lenders do not insist that a consumer buy insurance coverage. But for major purchases like a new home or car, however, the lender expects the consumer to insure the property against losses. Many consumers do not realize if they fail to purchase the necessary insurance, the lender can buy a policy on their behalf and charge the consumer. This…
An umbrella policy works as a supplemental insurance policy and can help eliminate gaps in homeowners and automobile insurance coverage.
Personal Umbrella Insurance Policy
Today lawsuits are everywhere. Courts are awarding larger settlements than ever before and automobile insurance, home insurance, motorcycle insurance and boat insurance policies all have maximum liability limits. What would
Just like an umbrella extends to protect you from rain, a personal umbrella policy extends your liability coverage to protect you from serious expenses.
What is an Umbrella Policy
An Umbrella Policy is an excess liability insurance policy that provides coverage above and beyond the liability limits provided under your auto policy, boat policy, renters or homeowners policy. An umbrella policy begins paying liability claims once the underlying homeowners, renters, auto or boat insurance policy limits are exhausted
What’s Covered Under an Umbrella Policy?
Umbrella policies provide liability coverage, which…
If there’s ever a time when your home or auto insurance just isn’t enough, our Personal Umbrella policy can add an extra layer of protection.
At every green light and at every stop sign, your auto insurance is the first thing on our mind, so it can be the last thing on yours.
Tuesday, March 5, 2013
Art Glasgow, Peck-Glasgow Insurance
In today’s “sue happy” world, we all are vulnerable to involvement in situations where we could be found liable. Owning a home, operating a motor vehicle, having pets or possessing a boat or recreational vehicle could cause us to be the target of legal action and face potentially large judgments, garnishment of wages, and loss of assets. In addition to high legal, defense costs
There is an easy and affordable way to transfer those risks…
Personal umbrella policies are growing in popularity. In the past, only wealthy individuals and families purchased this coverage. Today, middle-income families also may procure this policy for protection in our society's increasingly litigious climate. As the tendency to sue for damages rises and awards granted by the courts grow, the personal umbrella policy is increasingly seen as an insurance necessity, rather than a luxury. It is especially attractive because of its relatively low cost.
This is "Why You Need a Personal Umbrella Policy" by Central Insurance on Vimeo, the home for high quality videos and the people who love them.
One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. This policy provides high limits of liability to protect you against a catastrophic liability loss. It pays after your homeowners or personal auto policies’ limits have been exhausted. For example, a major …
Your auto and homeowners insurance policies likely provide substantial liability limits, especially if you already have Acuity insurance, but you may need a personal umbrella policy for complete protection. A typical homeowners policy covers most anything that happens to your home or the belongings inside, but it may not provide the necessary coverage for injuries that occur on your property.
The National Center for Education Statistics is expecting that 3.6 million students will graduate from high school in 2017-18. As outgoing high schoolers around the U.S. hold their graduation parties in the days and weeks ahead, and their parents and guardians recognize their milestone achievements, they should also be aware of the liability they could...
A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.
Protection Provided by An Umbrella Insurance Policy Just like an umbrella is meant to protect you from inclement weather, a personal umbrella insurance policy will provide coverage for any unforeseen perils. While you may think that you have plenty of insurance coverage with your existing personal insurance
A survey reveals 55% of employees see no harm in using personal devices in the workplace, despite data showing it's risky behavior.
Protecting your family and property should be among your highest priorities. Investing in a personal umbrella policy can provide the extra liability coverage needed to ensure that you and your loved ones are covered in the event of a catastrophic occurance...
When accidents happen, lawsuits may follow. You can protect your financial assets and future earnings by purchasing a personal umbrella liability policy.