Results for Personal Plans

Protecting your personal information can help reduce your risk of identity theft. There are four main ways to do it: know who you share information with; store and dispose of your personal information securely, especially your Social Security number; ask questions before deciding to share your personal information; and maintain appropriate security on your computers and other electronic devices
Lock your financial documents and records in…

Significant changes in health insurance enrollment, such as public and private exchanges and new benefit designs, including high-deductible plans and narrow networks, are requiring individuals to take on greater personal responsibility for selecting the most suitable plan and managing their own benefits and costs- often through Internet portals.

How lucky are you to be a fitness professional building a career out of a passion for health, nutrition, strength training, yoga, etc? It’s a dream come true—until someone sues you. While worrying about liability and litigation are the last things on your list as you launch your new career, every fitness instructor needs personal trainer insurance …

Personal financial planning is an important step to ensuring a secure financial future. Here are some tips that everyone should know.

No matter what you want to achieve in life, you need to create an action plan. It will guide you in establishing realistic steps and time frames to achieve your goal. Here's how to do it.

Most retirees are not prepared for the income loss they will face during retirement. Social security and 401(k)s will most likely not be enough to sustain th...

Buying life insurance is a critical part of personal financial planning and can be complicated. Here are three tips to keep in mind before you buy.

Tying the knot? Getting hitched? Taking the plunge
Whatever you call it, marriage is an amazing, transcendent, and beautiful thing…with a whole lot of implications.
If you’re preparing to walk down the aisle, or even if you’ve recently thrown the bouquet, it’s important to remember a few key pieces of business to take care of, between planning the seating arrangements (remember Uncle Joe cannot sit next to Cousin Steve!) and trying wedding cakes.
1. Make sure to cover the ring
If you already…

Learn more about the benefits of personal insurance plans — and why they might be a good choice for your needs.

Because the cost of health care is so high, everyone should have some form of health insurance. It is available through a number of carriers and in a number of configurations, so there is sure to be a health insurance policy to meet the needs of anyone, regardless of age
Your health insurance needs change as you move through life. Periodically, take a look at your health insurance coverage to make sure it meets your needs, particularly if you have a family. Does…

Start by estimating your monthly income, after taxes. Take a look at all of your monthly expenses. Review how much you spend by category, such as food, gas, utilities, cable, internet, cell phone, clothes, insurance, loans, credit card payments, gym membership fees, emergency funds, etc. Decide what your priorities are for each category
After you take your projected monthly income and subtract your expenses, your remaining…

What Is Huntington’s Disease
Huntington’s disease (HD) is a fatal genetic disorder that causes the progressive breakdown of nerve cells in the brain. It deteriorates a person’s physical and mental abilities during their prime working years and has no cure. HD is known as the quintessential family disease because every child of a parent with HD has a 50/50 chance of carrying the faulty gene. Today…

How Thoughtful Technology Integration Can Address Maslow’s Hierarchy Of Needs
by Jackie Gerstein
*this blog was originally published at TeachThought.com
A major criticism I have of most educational institutions is that their primary focus is on students’ intellectual and cognitive development. Too often individual learner’s needs do not enter into the equation of their educations. Maslow’s Hierarchy of Needs is a useful model for educators to…

Connecticut Dorm Room Insurance: Security & Fire Safety Tips While it may not be your college student’s first thought, as a parent, safety is always your first concern when sending a child away to college. Here are some tips to create a personal security plan and set up some safeguards so your child stays safe

NEW YORK, May 22, 2012 — Throughout the country, cyclists are getting their bikes out of storage, tuning them up and hitting the road. Many riders are also taking advantage of the bike programs being held in May and June ranging from car-free routes to basic bike maintenance classes. But regardless of whether you are beginning to train for your first century ride, plan to take your kids for a nightly spin around the neighborhood or use your bike for transportation in an…

Want to hear something a little ... embarrassing
At one point in high school, I was the captain of both the Math Club and the AV Club.
I did school plays, enjoyed a game of Magic the Gathering from time to time, spent many days building computers and many nights at "LAN parties" playing Starcraft with my friends.
It's safe to say I was am a "Nerd."
And proud of it.
Today, however, I'm a different kind of Nerd. I'm a personal finance…

By GoHealth | November 3, 2015
by Lauren Mandel
Now that we’re on the third day of Obamacare Open Enrollment, we bet you might have a few questions. Where should you go to enroll, which plan is best for you and your family, how can you save more money, just to name a few. But do your questions match up with the top health insurance questions, according to Google searches
Vox recently reported on the top three Google searches related to Obamacare in…

Whether you're looking to rent a room in your house, or a second home, condo or apartment, if you are considering renting, take the following considerations to heart before doing so
Renting To Do’s
Draw up a rental agreement that defines the terms of the rental, including restrictions, liabilities and occupancy guidelines
Ask for references from potential renters, especially those that will stay for a while.…

As I inch up the thermostat, I wonder when the outdoors will turn from green to white. Many seasonal contractors that I know operate snow removal equipment. And, there are many things to consider as the winter season approaches. How much staff should you leave on call? How much sand and salt should you purchase? Should you replace one of your trucks? Is it going to snow or rain this winter? As you consider all the options, who can say what this winter…

Among them: You really do have to plan for emergencies, and your personal-finance decisions don’t exist in a vacuum.