Results for Life Insurance

How much life insurance do I need? Check out our life insurance needs calculator to get an estimate of your insurance needs in a matter of minutes.

A permanent life insurance policy can provide coverage for the rest of your life – unlike term life insurance, which covers you for a certain number of years.

Find out how you can making a charitable gift through your life insurance.

For the fourth consecutive year, Life Happens and LIMRA have been checking the pulse of the American people and their attitudes on life insurance, retirement and their financial well-being. The just-released 2014 Insurance Barometer Study shows that Millennials, those age 25-34, show the highest level of concern across all generations for common financial planning issues, including saving for retirement, paying for a child’s education and burdening…

What do you know about life insurance? Read about these 8 common life insurance myths to help make informed life insurance decisions.

Get tried-and-true tips for tracking down a lost life insurance policy.

If you're considering buying a term life insurance policy, here's a brief primer on its essential characteristics and benefits.

There are many reasons why people buy life insurance. Learn which ones are the most common and why.

Well, let’s think about this. You’ve earned the majority of what you’ll ever earn over the past 40 years. You should have accumulated enough assets to retire and live happily ever after. The opportunity and the ability to add to this are limited by both your age and your health. But the past few years have been an eye opener about how uncertain your financial future may be. Most people think of life insurance only when they want to protect their family and…

Over the last several weeks I’ve received a number of questions from readers of my blog asking about replacing their life insurance. Jim asked about changing his whole life policy because he couldn’t afford it anymore. I got another email from Nancy. Because her husband passed away, she wondered if she needed to bump up her existing coverage. The circumstances that surround these individuals are different…

If you have a baby on the way, you may want to add “get life insurance” to your pre-baby to-do list.

Cut through the confusion of buying life insurance for the very first time.

Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there's money

We're here to correct a few misconceptions about one of the most important policies you can get. More

Nobody likes to pay more money for their life insurance than need be. Everybody knows that life insurance gets more expensive as you get older, but there are strategies that can help you save money on your policy. Here are a two tips that could help you to save thousands of dollars over the life of your plan. 1: Figure out how the insurance company determines your age. There are two ways that insurance companies factor your age when you apply for life…

Each year the government (the USDA to be exact) publishes how much it costs to raise a child to 18. The number is staggering. It's more money than most of us can imagine coming up with, which is why life insurance is so important. You can cover that sum—$233,610—for a modest monthly premium. A healthy 30-year-old, for example, can get $250,000 of term life insurance coverage for 20 years for about $13 a month. That is a small price to pay for both…

Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In the ever-burgeoning budget of a young family, things like day care and car payments and possibly student loans eat up a good chunk of the money each month, and a lot of people think that life insurance is just outside those “necessities” when money’s tight. But two…

While there are many roadblocks and detours in life, there are certainly perils as well. Here are four as they relate to your financial life and your need for life insurance. Peril 1: Dying too soon. We all know someone who’s died at a young age. There are tragic stories of people in the prime of their lives who pass away, like good Samaritan Preston Newby, who was struck and killed while offering aid, leaving behind a young wife and two sons. You…

The concept of linking long-term care and life insurance policies is relatively new to the market.

The most difficult aspect of this complex product is determining how much coverage you need and why.