Results for Fixed Income Securities

The stock market is off to a rocky start this year. But focusing on your overall financial picture, combined with sound planning, can pay dividends regardless of market conditions. These 5 steps can help steady your pulse during market downturns and elevate your financial security
Setting clear
time frame—will
investment approach.
Revisit your financial goals. Setting clear, prioritized goals—each with steps to achieve the goal, a…

The cash bucket is simply an emergency fund stocked with money that represents the equivalent of 2-3 years of income the household does not receive as a result of pensions or similarly scheduled payouts. In other words, if a couple gets $35,000 a year from Social Security and needs $55,000 a year to live comfortably, the cash bucket should hold $40,000-60,000
The household replenishes the cash…

Retirees can’t expect a fixed income stream from risky investments, Sunday Journal columnist Jonathan Clements writes.

Until this year, provisions under the Employee Retirement Income Security Act of 1974 (ERISA) only governed employee benefit managers of companies with more than 100 employees. But that changed in January 2016, when the federal law expanded its coverage of mid-sized businesses.

Due to increasing life expectancies, many are running into the problem of outlasting their savings. Use this calculator to help determine when your retirement savings account may be depleted given a specified monthly income target. You may currently be in receipt of a company pension or other fixed income such as Social Security to help supplement your retirement savings account
The results and explanations generated by…

At the budget-strapped agency, reps may hand out incorrect information. Here's how our Social Security expert helped readers get the right answers.

By: David Smyth, January 23, 2019
One thing that always follows New Year's resolutions is the review of your stock portfolio, right? Lots of folks want to sit down and talk about not just the previous year, but take a look three or five years back. Then come the questions of "what have you done for me lately?" as folks look at their statements after the volatility of the last quarter. We know we need to be prepared to answer these questions, and…

What to Do with an Old Life Insurance Policy
As people prepare to retire, it's not uncommon to find an old life insurance policy in their portfolio. Sometimes the policy has accumulated thousands of dollars or more in cash value. Other times, the death benefit is worth millions of dollars - if it can be kept in force until the insured dies
Fortunately, those who find themselves with old life insurance policies they've been paying on for years often have several good choices.…

The biggest opportunity in the sharing economy is our talent, as I highlighted in Part I of this post. Let's take a closer look at 5 major disruptions that are driving the talent sharing economy and upending the way we work and live
1. Corporate loyalty is dead
A recent survey shows that nine out of ten Millennials say they expect to stay in a job for less than three years. This translates into 15-20 jobs over the course of their working lives!…

Traveling on a fixed income may seem like a challenge, but these tips for retirement travel can help you make trips fit within your budget.

Annuity products are the only financial instruments that provide long-term, open-ended guarantees in the form of a fixed income for a lifetime.

By Christine Benz | 04/04/16
Question: As a 68-year-old new retiree, I have about half of my portfolio in bond funds. But frankly, I'm questioning the wisdom of such a large fixed-income position given the prospect of higher interest rates. How can I tell how interest-rate-sensitive my portfolio really is
About the Author
Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money…

Some people can leverage rental property as a source to fund their retirement income.

Only 4 in 10 Americans have seriously looked at their retirement income options.

Rattled by the uncertain markets? Ignore the turmoil an prognostications and focus instead on creating a long-term investing strategy that will see you through 2015 and beyond. Here's how.

Learn about the basics of Business Income coverage and how it benefits business owners. For more on other available business coverages, visit our website at ...

Disability often means a loss of income. Have you considered the expenses? Colonial Life shares 10 to think about, from medical bills to child care.

With a host of options to generate land revenue available to farmers and ranchers, an Indiana farm was used in a recent case study to illustrate the net returns of various land leasing arrangements.