Jul 19, 2017 | John S Kiernan, Senior Writer & Editor
0
A credit card balance transfer is when you repay existing debt with a new credit card. This moves your balance to the new card but does not reduce the amount you owe. It can, however, get you a lower interest rate. And that would make your debt less expensive, allowing you to save money and pay off what you owe much faster
In fact, the average household – which owes more…
Here's a guide to removing negative items from your credit report. You have more options than you might think, but some are better than others.
There are counselors who can help you with your credit report, and others who take your money but don’t help you. Warning signs for credit repair scams include companies that ask you to pay before providing services. The company may claim that it can guarantee a specific increase in your credit score or get rid of negative credit information in your credit report, even though the information is accurate and current.
If you share a credit card with someone, they'll have to add you as an authorized user. However, if the primary cardholder doesn't pay the bills, your credit report could take a hit. Credit reporting agencies might be willing to delete that negative history if you ask them.
Many people are nervous about setting up a Debt Management Plan (DMP) because they’re worried about the potential negative effects. So let’s set the record straight today and talk about the pros and cons of a DMP with a little…Read more ›
I attended the 2014 NMSDC Conference and Business Opportunity Fair last month and wanted to share a particular experience I had.
As humans, we are naturally social and at work, we depend on our coworkers and the people we interact with... Read more »
Career Concepts, a leading staffing agency in the Butler, PA area, discusses how management can rid their teams of negativity.
If you can brag about a negative, you’ve made peace with it.
Negative thoughts are often portrayed from actions, words, or impressions from the outside world. Depending on the type of person you are, you may have a tremendous amount of negativity, or you ma…
A new study finds more Americans are living with negative net worth, and surprisingly enough it’s not being caused by high interest rate credit card debt.
It's easier said than done. Here are a few simple strategies for dealing with that special misanthrope in your life
Just a small amount of poison can make an entire lake toxic, and the same can be true when it comes to negativity in the workplace. You might have...
How long will late payments, collections, bankruptcies, foreclosures, and other negative items remain on your credit history?
Latin America does not have a positive outlook after the first half of 2017. There were more negative than positive sovereign rating actions...
Having to respond to poor online reviews from former employees has been an issue at most companies for some time. But a rise in the number of critical comments by job seekers about the interviewing process and what it’s like to work at a compan
How long will negative information stay on our credit reports? Did you miss a credit card payment, have a bill go to collections, or even had to file bankruptcy recently? If so, your credit score has probably taken a pretty … Continue reading →
Gallup's Economic Confidence Index measured -3 for the week ending April 26, the sixth week in this range in the U.S. This is much higher than scores found a year ago and in most of 2014.
We get asked this all the time: “when my accounts are taken out of dispute, will my score drop?” It’s important to consider two things...
Hard inquiries count as a minor negative entry and will cause a drop to your credit score. Luckily a hard inquiry can be removed in certain circumstances.