The Consumer Financial Protection Bureau (CFPB) has been working on fixing data accuracy, repairing dispute processes and cleaning up information from data furnishers. The director of the CFPB, Ric…
According to the state’s Attorney General’s office, the cyber attack on the Indianapolis-based insurance company generated a sharp traffic increase on the credit bureau listing page of Indian…
A low credit score may make it tough to get a mortgage from a bank, but buying a home is still possible. Here’s how to buy a house with bad credit.
Judges said that big lenders were using inaccurate or incomplete records to go after consumers, including some who had already paid their debts.
Phish with guest Jay-Z doing '99 problems' and 'big pimpin' in Brooklyn, 2004-06-18
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Negligence, limited inspection power, and a lack of options for people with felonies, poor credit, low incomes or other barriers caused the problem.
After being discharged from bankruptcy, the primary problem most people face is obtaining credit. Unavoidably, your credit rating would...
Sunday morning on Clay Street before the mass exodus of cars that will occur later in the afternoon. – Photo by J. Chapman
Placerville, Calif. November 17, 2019 – Cool, colorful fall days draw thousands of people to Apple Hill in El Dorado County along Highway 50, an interstate highway which runs from West Sacramento, California to Ocean City, Maryland. Within the City limits of Placerville…
There are many people in the Tampa area who face credit, as well as other types of financial problems. When someone is in ... Credit Card Debt
In our last post, we discussed how stress can make people sick. And financial problems, including overwhelming debt, are some ... Credit Card Debt
Bankruptcy Lawyer, John W. Lee gives financial tips about saving money for emergencies. Advice for Hampton Roads residents with credit or money problems.
Over the years, I’ve had many clients who told me they had great credit. But, for many of them, the amount of credit they had available wasn’t the problem, it was how much of it they used. This is called “credit utilization”. By the time many people see me, their credit utilization is out of control. Ideally, a person should be using between 10-30% of their available credit. That means that if you have $10,000.00 in credit available, you should use no more…
Privacy laws prohibit the IRS from contacting national credit agencies when you don’t pay your taxes. That gives you a window of time to handle the problem
On Thursday, the CFPB released a report detailing numerous problems which it had uncovered and corrected within the credit reporting industry.
Consumers having problems with their credit card companies have a new resource to shine light on the most common complaints and to help people avoid future ...
Are the errors you find while reviewing your credit reports fixable? Some are, and one personal finance expert outlines the steps you can take to correct the problems.
One of my credit cards was a Walmart credit card. I'm a middle aged worker and I'm really struggling to get a job right now. I'm a very hard worker but my background check might be giving the potential employers a bad vibe. I've had some huge problems with medical bills and being a partner in a failed unincorporated business. That's how I wound up going the Chapter 7 route. Is my bad credit going to keep me out of the workforce?
Nov 7, 2014 7:00 AM EST
Americans might be more responsible now than they were in the early 2000s when it comes to the use of credit. At least, that's what the evidence from a Gallup poll taken earlier this year seems to suggest
The Gallup poll, which was based on random telephone interviews with 1,026 adults, shows that a full 48 percent claim to pay their credit card balances in full when the bill comes due. Not surprisingly, the opposite group, those…
Sponsored Links The surge in education loans have been a big problem in the recent past. They have always made up a large portion of America’s debt but have recently overpowered the citizen’s ability to access credit elsewhere for other purposes. A study by TransUnion has been done to analyze the debt loads of many […]