An increasing number of households are getting by on one income. Surviving on only one income has its challenges, but it can be done.
Academy Mortgage is dedicated to helping employees accomplish their personal and professional aspirations. The ONE THING initiative helps employees reach the...
One of the most significant challenges that many people face when preparing to buy a first home relates to saving money for a down payment. While there are many different loan programs with varying down payment requirements, the fact is that it can still be difficult to save up a large sum of money. Some programs may require you to save as much as 10 percent or 20 percent of the sales price of the home
You can employ a few different tips…
Are you familiar with the term “underwater mortgage?” If not, we’ll give you a hint – it doesn’t involve owning...
You’ve probably overheard homeowners boast that they nabbed a
Find out why responsible lenders ask about your employment information, and what other information is needed for a loan application.
What Questions Can You Expect from Lenders? Applying for a mortgage can be an intimidating thing—you know they are going to ask you a lot of questions, request numerous documents, and it’s probably going to feel like you must jump through many hoops to get a loan. Of course, if you are like many homebuyers, you need a loan to make your purchase. That means going through the lending question, and answer process is inevitable. Fortunately, applying for a home loan is not…
How to Avoid Debt When Shopping For Your First Home Be Money Conscious as a First Time Buyer It can be easy to fall into ...
Starting the mortgage process can be equally exciting and daunting. You will find yourself hastily preparing all documentation needed and consulting with your loan officer on a pretty regular basis. While your loan application is being reviewed and moving towards approval, there are a number of things that can greatly impact your ability to obtain …