MA contractors pay $420K to settle overbilling, prevailing wage charges
Prosecutors alleged that the companies "front loaded" pay applications to the Massachusetts Bay Transportation Authority.
Valley dams have engineers brimming with confidence
The crisis at the Oroville Dam and its spillways has some people in the Valley a little scared about dangers at our dams.
Despite What Bankers Say, Data is Indispensable
Posted by Josh Silver on May 18, 2017 The Home Mortgage Disclosure Act (HMDA) provides indispensable data to assess whether lenders are meeting consumer credit needs, and to protect against discrimination. The Consumer Financial Protection Bureau (CFPB) enacted a final HMDA rule in 2015 , implementing enhancements that were mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Dodd-Frank additions included information about important loans terms and conditions, loan types, and borrower characteristics Recently, the American Bankers Association (ABA) issued a white paper, â HMDAâMore Really is Less: The Data Fog Frustrates HMDA ,â maintaining that the CFPB exceeded its mandate under Dodd-Frank, including adding unnecessary data variables to HMDA that increase regulatory…
Is it a mobile home or manufactured home?
Is it a mobile home or manufactured home? Pre-fab or modular? After reading this article, you will know exactly what each term means.
Rate of Mortgage Approvals: How Our State Compares
Millions of Americans look to mortgage loans to help them buy homes, but the number of applications — and the percentage actually getting approved and funded — varies by where you live. To determine the states with the most mortgage purchase, not refinancing, loan applications and approvals, NerdWallet analyzed 2015 data from the Home Mortgage Disclosure Act...Read More
What Is Environmental Engineering Anyway?
Ever since humanity first decided to stop wandering through the wilderness in order to create a more permanent, stationary civilization we have engineered the land to suit our needs. From the construction of aqueducts and canals to the building of bridges, we have manipulated the world around us in order to provide the communities we …
How Data Disclosure Will Help Prevent the Next Financial Crisis
Posted by Josh Silver on February 23, 2017 It seems like an overstatement, but data disclosure can help prevent the next financial crisis In the run-up to the Great Recession, subprime and other abusive lenders made loans beyond borrowers' abilities to repay. They got away with this because sellers, particularly in the lending marketplace, know exponentially more than buyers about the terms and conditions of contracts. When and if data is available, it can expose and unlock the traps sometimes present in these contracts The National Community Reinvestment Coalition operates a housing counseling program that, in the years before the financial crisis, was focused on helping people hold onto their homes and refinance their loans. One…
How Engineers Shaped the Las Vegas Pool Scene
It may seem that your LV poolside surroundings naturally fell into place. However, when it come to Las Vegas pools nothing could be further from the truth.
Why is Land Surveying Important for Land Development?
Land surveying is important for land development for many reasons. Land-Mark Professional Surveying, Inc. can help with land surveys.
Surgeon jumps from bridge after divorce from TV personality wife
A top local surgeon and the ex-husband of ABC News’ chief women’s health correspondent killed himself by leaping off the George Washington Bridge, it was reported Sunday. Dr. Robert Ash…