It can be a balancing act to assemble a top-notch employee benefits package. After all, there are plenty of factors to weigh, including budget, employee needs and what benefits to offer.
You may have discussed salary in the interview but how much is the employee benefits package worth? This article can help you figure it out.
Many people do not voluntarily think about life insurance or have the luxury of working with a financial professional--the only place they learn about and access life insurance is through the workplace.
Marijuana, wearables and workers' compensation are some areas of the P&C world that benefits brokers are watching carefully.
Cover your basic life insurance needs first after that consider an accidental death policy. Since this insurance only pays if there is an accident, it shouldn't be your ONLY policy. That said, if needed, the benefit would sure come in handy.
If you are an employee benefit plan sponsor, here are a few acronyms you need to know and understand well.
Choosing the right title insurance company is very important. As a homebuyer, you have the right to choose which title insurer you use. When working with you...
Learn a few of the questions it's worth discussing with an insurance agent when your life changes.
How much life insurance do I need? Check out our life insurance needs calculator to get an estimate of your insurance needs in a matter of minutes.
Get tried-and-true tips for tracking down a lost life insurance policy.
If the prognosis looks grim, it might be time to search for a new job.
If you’re unfamiliar with the various ways life insurance can be used as a financial planning tool, the following four scenarios may help you decide whether you and those important to you can benefit from holding a policy
Good, bad or nonexistent, a customer's credit score still matters when shopping for auto insurance. But the impact isn't always equal.
Paying for life insurance, in most instances, is just like auto or homeowners insurance – you have to pay premiums on a regular basis to enjoy the benefit of the policy. This makes sense as you’re paying for a service that’s provided to you. Not paying the premium means the coverage lapses, providing you no …
Discover how damage to a home from fallen trees is covered under your homeowners insurance policy if it happens suddenly and by accident.
Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there's money
My uncle’s friend had decided to discontinue his life insurance; the form, unsigned, was sitting on his bed when he had a heart attack and died. Because he hadn’t yet signed the form, his widow received the life insurance payment, which helped her survive and live a comfortable financial life after his death.My parents didn’t feel that they could afford life insurance, but they did take advantage of the free policy my dad was eligible for at work, as well as the free…
The concept of linking long-term care and life insurance policies is relatively new to the market.
They won't really cost you, but they could cost your family.
With the US homeownership rate at its lowest point in 51 years, more American households need renters insurance. Yet only 40 percent of renters have policies, versus 95 percent of homeowners who have home insurance.