What Are the Most Common Retirement Questions You Receive about Social Security?
My husband wants to retire at 62 and start taking Social Security. Is that okay This typically comes up because husbands are often a few years older than their wives, and figure they want to “get their money’s worth” by taking Social Security as early as possible. I think that can be a bad move. Unless you have oodles of money to live on in retirement, you — as a couple — want to maximize your Social Security payout for the longest surviving spouse. It’s important to understand that when one spouse dies, the other spouse is entitled to just one Social Security payment. So you want the surviving spouse to have the biggest possible benefit. Here’s how: Whichever spouse is the higher earner (and thus eligible for a bigger Social Security benefit)…
How to transplant a tree
A gardening expert offers tips for digging up a tree, moving it to its new home and re-planting it — all without killing it.
10 Smart Ways to Garden on a Budget
Gardening frugally means getting creative.
What homeless people really need is a home, not a clean shirt or bowl of soup
The intentions of those who provide charity to people on the streets are unambiguously positive. And yet, without them knowing, their actions can actually do more harm than good.
How to Thrift Picture Frames [tips for finding pieces for a Gallery Wall]
First, let me apologize for the, not one, but two random, incomplete posts that were blasted out earlier this week! Minor technical difficulties, my apologies! Now on to a post with some actual content 🙂 Today, I am dropping in to … Continue reading →