D3 Financial Counselors
Downers Grove, IL:
Tax Advantages of Long Term Care Insurance for Individuals and Business Owners
Long term care (LTC) has been a growing concern over the years with life expectancies and medical advancements increasing the likelihood of a long term care need. Additionally, the cost of this care has been rapidly increasing. Many people may find the need for long term care insurance (LTCI), which makes it even more important to understand the various strategies and advantages available when paying for LTCI. One important benefit to LTCI beyond the base coverage is that long term care insurance can provide additional tax incentives for individuals and business owners.
How Business Owners Can Get Fiscally (as Well as Physically) Fit in the New Year
One solution: Set up a life insurance policy from which you can sidestep the banks and loan yourself money, in a crunch.
Can a 65-Year-Old Business Owner Hold Off on Medicare?
Signing up for Medicare means you can't contribute to an HSA
Top Life Insurance Tips for Business Owners
Purchasing life insurance from Dayville Life Insurance ensures that your business and family thrive after you've passed on. Read on for policy-picking tips.
Why Life Insurance Is Vital for Business Owners [Infographic]
As a business owner, what would you do if you, a partner, or a key employee unexpectedly retired, became disabled, or died?
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Mistakes to Avoid When Shopping for Long-Term-Care Insurance
Six mistakes consumers commonly make when purchasing long-term-care insurance, and advice on how to avoid these pitfalls.
What Business Owners Should Know About Stop-Loss Insurance
When choosing health care benefits, many businesses opt for a self-insured (self-funded) plan rather than a fully insured one. Why? Among various reasons, self-insured plans tend to offer greater flexibility and potentially lower fixed costs.
How to Cut the Cost of Long-Term Care
New research shows how different models for long-term care insurance coverage in the U.S. could improve costs and save Medicaid funds.
How Small-Business Owners Can Win the Health Insurance Game
You have more options for employee coverage than you think.
7 Powerful Questions You the Life Insurance Advisor Can Ask a Business Owner
Business owners are often overwhelmed by where to start when planning how to protect the value and potential sale of their business. Here are 7 questions.
Are You a Business Owner? Consider a BOP
As a small business owner, have you considered securing a business owner’s policy, or BOP? Consider the benefits of such coverage.
Preparing for Retirement When You’re a Business Owner
75% of Americans underestimate their retirement savings needs. As a business owner, you often don’t have the benefit of someone else’s HR department evaluati...
Small business owners turning attention to boosting benefits
Small employers are increasing wages and listening to ideas for improving their employee benefits.
Life Insurance: What to Consider As a Business Owner
Should the unthinkable happen, life insurance can protect your business--and your family.
Why Small Business Owners Need Disability Insurance
Because small business owners are self-employed, they need to seriously consider disability insurance in case the worst happens.
The Small Business Owner’s Guide to Life Insurance
Life insurance is the most important insurance coverage a small business can purchase as it pertains...
Diverse Business Owners More Likely to Offer Robust Benefits Packages
As unemployment rates remain low across the country, strong employee benefits packages are a key driver of both recruitment and retention. Diverse business owners — specifically those owned by Hisp…
The 7-Step Health Care Plan for Small-Business Owners
Discover how to maximize your health-care benefits, reduce costs and get tax benefits to boot.
Temporary changes to PPP program, what it means for small business owners
The White House made temporary changes to the Paycheck Protection Program to reach small business owners who are struggling to make ends meet.
