As I watched the many documentaries and tributes to those that perished during the 9/11/2001 attacks, I was reminded of how many spouses and children were left behind. Families were left with voids in their lives, not only physically and emotionally, but financially as well. It is likely that man
How To Uncouple Insurance Policies In Divorce
When you divorce, tie up insurance loose ends and leave each partner with enough coverage.
Should the Fed Take Out an Insurance Policy?
The cliché now being used that the Federal Reserve ought to “cut interest rates in take out an insurance policy to prevent a recession” is wrong. By cutting rates with an eventual move to either zero real rates or even zero nominal rates, this causes problems for both retirees, and future retirees who are saving for retirement. It causes problems for banks, insurance companies, and pension funds. At some point if rates are too low for too long then retirees will respond by…
How to Liquidate a Life Insurance Policy to Free Up Investment Capital
Life insurance is often the cornerstone of estate and business planning. But what happens when business owners retire and key man policies becom
What is the ECB buying?
Highland Capital CIO Mark Okada, Average Joe Options Chief Strategist Todd Horwitz and FBN’s Jo Ling Kent discuss how China’s rate cut and the ECB’s stimulus talk will impact the global markets.
6 Big Questions to Ask Yourself Before You Buy Your Dream Home
Make sure to ask yourself these questions before you buy your future home.
Housing 101: Terms to Know Before Buying
By: Barton Skurbe, Senior Vice President, Mortgage Banking, Univest Bank and Trust Co. June 5, 2015 Buying a home is one of the most important purchases you will make in life. As a long-term investment that will have significant impact on your financial future, it is crucial to have an understanding of the home-buying process. Here are some terms you should be familiar with before buying APR: Short for annual percentage rate, APR is how much your loan will cost over the course…
Why many shouldn’t buy long-term care insurance
For retirees with modest nest eggs, the odds of needing long-term care coverage don’t justify the costs.
What to Know Before Buying a Flood Insurance Policy
Ask your agent the right questions Here are helpful questions to ask your agent about flood insurance Does my community participate in the National Flood Insurance Program (NFIP)? Flood insurance from the NFIP is only available in participating communities, but most communities do participate. Your agent can tell you if your state and community participate, or you can look it up online in the Community Status Book . What flood zone do I live in? What is my property’s flood risk? Is flood…
How to buy a life insurance policy
Life insurance is designed to replace the income generated by a wage-earner and to help cover things like mortgage payments, children’s college education and other major expenses over a lifetime. Here’s how to get started.
How to Buy a Life Insurance Policy
Share About 35 million U.S. households have no life insurance coverage, according to a 2010 study by LIMRA, an industry research group. And more than half of American households say they need more life insurance. But, like many financial products, life insurance policies can be complicated by various terms, riders and stipulations which make the purchase of even a straightforward policy tough. In fact, consumers are…
5 questions to ask when buying a new home
So you're looking to get into the housing market and want to make sure the property you are about to purchase is a worthwhile investment. Searching for the righ
What to consider before you buy a home in Evanston
Looking for Evanston homes for sale? First Bank & Trust, a community bank in Evanston, offers tips on what to consider before you buy.
5 Considerations Before Buying an Investment Property
1. The Neighborhood The location will be a prominent factor in the types of rent you can get. The good thing about Destin and Santa Rosa Beach is that just about all the condos are
Consumer experts: Compare pet insurance policies before buying
Pet health insurance is sold as a hedge against unexpected bills for conditions that are very expensive to treat, but not all pet insurance policies are equivalent, says J. Robert Hunter, director of insurance with the Consumer Federation of America. Consumers' Checkbook senior writer Jeff Blyskal says pet owners should compare policies and ensure that the sum of premiums and deductibles won't end up being higher than simply paying for veterinary care out of pocket.
Buying Your First Auto Insurance Policy
LOS ANGELES, March 23, 2017 /PRNewswire-iReach/ -- Autocarinsurancebest.com has released a new blog post explaining how to buy the first auto insurance plan. Buying the first auto insurance policy is not difficult. It is important to know the legal insurance requirements as well as the basics of an
Tips To Buy A Commercial Car Insurance Policy
There are a lot of companies out there promising a lot when it comes to auto insurance. It can be hard to figure out what you really need to look for when it comes to your own policy. Read this article, and you should find yourself in a lot better shape to make your own decisions When dealing with car insurance a person needs to understand that who they are will affect their premiums. Insurance companies will look at things such as how…
Is It Time To "Buy The Dip" Goldman's Clients Ask; Here Is The Bank's Answer
"Without a more constructive view on forward macro fundamentals it could be quite risky to ‘buy the dip’ yet."
Why This Former Software Engineer is Not Buying Apple
Apple (AAPL) earned $1.28 a share in its latest quarter and while that was a nickel better than forecasts, Fort Pitt Capital's Kim Caughey Forrest is not buying shares.
How This Online Lingerie Shop Is Letting Customers Try Before They Buy
True & Co. has found a way to bring the fitting room to its customers.