What Is a Mortgage Rate Lock? The Key to Scoring a Cheap Home Loan
What is a mortgage rate lock? It guarantees a home loan at a specific interest rate for a designated period of time.
How Low Will Mortgage Rates Go?
For the sixth consecutive week, mortgage rates were on a downward spiral as the 30-year fixed-rate mortgage hovers near its 2015-low.
How High Will Mortgage Rates Actually Climb?
The lowest mortgage rates on record have been great draw for buyers during the last few years, but the Federal Reserve has already given plenty of signals that will soon come to an end.
For the first time in 46 years, mortgage rates are straying from the 10-year bond
Mortgage rates slipped for a second week even as they retain most of the rise since Donald Trump was elected president.
Top 5 lowest 7-year arm mortgage rates
How do you snag the lowest rates, especially if you plan on staying in your first home for seven years and are leaning toward the 7/1 adjustable rate mortgages (ARM)?
How Your Credit Score Affects Your Mortgage Rate
The higher your credit score, the lower the interest rate on your mortgage.
Mortgage rates are dropping — so why aren’t more people buying homes?
Lower interest rates offer real savings, but that may not be compelling enough to would-be home buyers.
Understanding Mortgage Rates: How the Federal Funds Rate Affects Mortgage Rates
When you're trying to understand mortgage rates, remember: the Federal Reserve and the federal funds rate do not control mortgage rates.
Mortgage rates slump for the third-straight week as big questions dog the housing market
Rates for home loans fell as bonds became more attractive to investors, but real-estate professionals are starting to wonder what the future housing market...
How Are Mortgage Rates Determined?
When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates The mortgage rate is going to play a tremendous role in whether or not someone is going to be able to afford their dream home. For this reason, it is critical for everyone to know how a mortgage rate is determined. There are a number of factors in…
Why Mortgage Rates Are Defying The Data
Spend even a small amount of time following mortgage rates and you can’t help but come across the following conventional wisdom: mortgage rate movement is closely tied to economic data.
What Causes Mortgage Rates to Change?
Many consumers regard mortgage rates as moving targets, apparently governed by the whim of some ephemeral, capricious entity. People often feel confused and helpless by whatever rates mortgage lenders toss their way. Seemingly mysterious changes in rates can have a positive or negative affect on consumers and prospective real estate investors depending on investor purchasing and goals. In turn, consumer reaction to various economic forces can…
Mortgage rates are on the rise. Here is why:
Mortgage rates have seen historic lows due to a long running bull-market in bonds. Specifically mortgage backed securities. The demand has surpassed the supply and has caused interest rates to drop to the lowest rates in the last 10 years. As the demands start to be fulfilled, mortgage rates will start to go up. The market is at it’s turning point according to portfolio managers-some of whom are running the nation’s largest bond funds. This
8 ways to battle rising mortgage rates
Combat rising mortgage rates with these eight tips to help lower mortgage costs
How to buy a home when mortgage rates are rising
Just because mortgage rates are on the rise doesn't mean a home has to be out of reach.
How the Fed Ruined Mortgage Rates Forever
A few years back, the Fed began purchasing mortgage-backed securities in an effort to lower interest rates on mortgages. Over time, the endeavor, known as Quantitative Easing (QE) proved successful and borrowers enjoyed the lowest mortgage rates in history. As planned, mortgage rates dipped to record lows, prompting a
What is the difference between APR and my mortgage rate?
Mortgage Rates Explode as Fed Hints of Taper
Mortgage rates shot up in the last week following remarks from the Federal Reserve that it may be tapering...
How the Fed Rate Cut Influences Mortgage Rates
Last week, the Federal Open Market Committee (FOMC) voted to lower the Federal benchmark interest rate. As a result, average mortgage rates have trended lower. When you’re shoppin