Mortgage 101: What Credit Score Is Needed to Buy a House?
Credit score is one of the biggest factors in determining your approval for home financing. A minimum score of 620 is required by all mortgage loans delivered to Fannie Mae, but borrowers with lower scores still have hope for homeownership.
These Are the 5 Best Ways to Improve Your Credit Score
Changes in the way credit scores are calculated may help raise your FICO score, but these strategies can really send it soaring.
Why Your Credit Score Matters in Retirement
You may still be applying for loans and looking for lower rates on insurance to save money.
Credit Scores: How Do They Work?
While you’ve always been aware of your credit score, you might not exactly know what it’s for or how it’s calculated. Find the answers at OnQFinancial.com!
Exactly which credit score should you check?
Let’s keep it real, OK? When it comes to credit scores, numbers — namely, your three-digit score and the amount you have to pay to access it — are all that really matter. Here's why.
5 reasons why a nearly perfect credit score's not enough
Just because you have an 800 credit score doesn’t mean you're golden. Five reasons why your bank might still reject you.
How to Build an Excellent Credit Score
How to Build an Excellent Credit Score & Ways to Repair a Bad One... Lots of great tips, bullet points, lists of what to do and what NOT to do. It's important to
Check Your Credit Score Before Buying a Home
Make sure you check your credit score before buying a home. Credit scores influence the mortgage rates and terms when buying a home. Errors are very common!
The Credit Score Every Small Business Owner Needs to Understand
The Small Business Association has been using credit scoring to prescreen loans up to $350,000 since January of 2014.
What you need to know about social media credit scores
Is Facebook going to use your friends list to determine your credit score? Not likely.
How to Perfect Your Credit Score
Going from a good score to a pristine one can save thousands of dollars.
The Guide to Credit Scores
Understand the power of great credit and what it takes to help build and maintain a great credit score.
How Much Credit Score Effect on Home Insurance Premiums Varies by State
Homeowners with poor credit pay 91 percent more for homeowners' insurance than people with excellent credit, according to a study by an online insurance sh
How Mortgages Affect Credit Scores
It takes a good credit score to get favorable mortgage rates. Then, how you pay a mortgage will shape your score – just having one can lower it at first.
Why Credit Score Matters to Manage Debt
Think credit score doesn't matter for money management, loans, and mortgage debt? Think again and learn tips on how to use credit cards to keep your score up.
This is what happens to your credit score when you ditch credit cards
Chopping up credit cards may feel cleansing, but it could have detrimental effects.
How Getting Married Will Affect Your Credit Score
A common misconception about marriage is, that in addition to uniting two lives together, it also combines two credit scores. In actuality, your credit score is yours alone -- no matter your marital status. That’s because your credit rating is an assessment of your individual creditworthiness, an
4 ways to quickly raise your credit score
Don’t miss a payment This is the number one thing that credit bureaus look at when determining your credit score. Your payment history makes up 35% of your FICO score. If you have trouble remembering to pay your credit card on time, set a reminder on your phone or auto schedule your payment. Pay as …
How being a woman can ding your credit score
Women are smarter consumers than men in some ways, but they struggle more with the debt they do have.
4 fastest ways to pay off credit card debt
There are many reasons why most of us decide to sign up for a credit card. Whether it’s to help boost your credit score or as a means of purchasing a more expensive item that you plan to pay off in increments, credit cards can be a smart option for your finances. Unfortunately, they can …
How Your Credit Score Affects Your Mortgage Rate
The higher your credit score, the lower the interest rate on your mortgage.