The teen birth rate has been on a steep decline since the early 1990s. What's behind the trend?
10 Everyday Things That Cost More Than Term Life Insurance
Adults and parents worry. We worry about our family’s health, safety, financial security and future. But more families need to put their money where their heart is by buying term life insurance. (This is the most affordable type when initially purchased and provides protection for a specific period of time or the “term”.) However, the issue isn’t a matter of hypocrisy, but a lack of research and financial literacy. According to a Life Happens and LIMRA study from this year, 65% of households have not purchased life insurance because they think it’s too costly. To show that this is a common misconception, the study asked Americans to estimate the cost of a 20-year, $250,000 level term life insurance policy for a healthy 30-year-old male. Eight in 10 people overestimated the cost, saying it…
Landlord Insurance 101: A Guide to Rental Property Insurance for Owners
More and more Americans are becoming landlords — either by necessity or choice — but do they know what it takes to insure their rental property? Co...
Trends to Watch in Early Clinical Trials
May 27,2015 Sarah Stapleton The biopharmaceutical industry is an ever changing entity. It ebbs and flows as new technology and innovation carry it to new heights of precision for the evaluation of pharmaceutical products. Below are some trends in early development clinical trials we are experiencing here at Vince & Associates Clinical Research . If you are seeing additional trends we’d love to hear about them – leave us a comment at the bottom of this post Early Cardiac Safety Assessment Traditional TQT studies are conducted at an estimated cost of $2-$4 million dollars and usually during the later phase of clinical development, but there’s a new game in town. A recent study conducted collaboratively by…
Farmland Experts on Why Values Remain High Despite Low Commodity Prices
If you've been frustrated that land values feel artificially high, you're not alone.
3 Tips for Getting “High Risk” Life Insurance
If life insurance wasn't a priority before, it will become one if your health declines. The combination of realizing the most important people in your life are financially dependent on you and you are no longer invincible is a wake-up call for many.Most consumers with health issues admit that getting life insurance while they were young and healthy was always a thought, but nothing ever pushed them to pursue it until now. No one likes to think about their untimely passing, but having a health condition prompts the thought of “If something happened to me, would my family be okay?” The harsh reality is when these health complications arise, it becomes a challenge to find affordable…
How to Tell Your Barber How to Cut Your Hair
For most guys who aren’t barbers, it can be tough to describe how we want our haircut. If you’re the kind of guy who has trouble articulating the type of haircut you really want, here are a few mens haircut terms that you can use. Mens Haircut Terminology Arch – The arch is the area …
Classic Car Restoration: How To Restore a Classic Car
A visual step by step guide to restoring your classic car. Our experts share their pro tips to for restoration to bring your vehicle back to life.
What Perils Are Typically Covered By a Homeowners Insurance Policy?
Do you know what types of coverage a homeowners insurance policy might provide? Here's a look at some of the most common perils covered.is an escrow account? Learn how an escrow insurance account may help you save for property taxes and homeowners insurance premiums.
Seven Big Lawn and Garden Mistakes—and How to Avoid Them
Most homeowners make mistakes in their yard. Gardening and lawn care are full of crazy do's and don'ts, nature doesn't always cooperate and who has the time to make things perfect? Here are seven of the biggest blunders people tend to make in their yards.