15 preventable homeowners' insurance claims and how to avoid them
When people think of homeowners' insurance claims they often associate them with major disasters, but many losses are entirely preventable.
This is How Sunlight Affects Your Mental Health
3 Tips for Getting “High Risk” Life Insurance
If life insurance wasn't a priority before, it will become one if your health declines. The combination of realizing the most important people in your life are financially dependent on you and you are no longer invincible is a wake-up call for many.Most consumers with health issues admit that getting life insurance while they were young and healthy was always a thought, but nothing ever pushed them to pursue it until now. No one likes to think about their untimely passing, but having a health condition prompts the thought of “If something happened to me, would my family be okay?” The harsh reality is when these health complications arise, it becomes a challenge to find affordable…
Trends to Watch in Early Clinical Trials
May 27,2015 Sarah Stapleton The biopharmaceutical industry is an ever changing entity. It ebbs and flows as new technology and innovation carry it to new heights of precision for the evaluation of pharmaceutical products. Below are some trends in early development clinical trials we are experiencing here at Vince & Associates Clinical Research . If you are seeing additional trends we’d love to hear about them – leave us a comment at the bottom of this post Early Cardiac Safety Assessment Traditional TQT studies are conducted at an estimated cost of $2-$4 million dollars and usually during the later phase of clinical development, but there’s a new game in town. A recent study conducted collaboratively by…
Seven Big Lawn and Garden Mistakes—and How to Avoid Them
Most homeowners make mistakes in their yard. Gardening and lawn care are full of crazy do's and don'ts, nature doesn't always cooperate and who has the time to make things perfect? Here are seven of the biggest blunders people tend to make in their yards.
Amusement Park Safety Tips
A popular family vacation destination in the summer months usually involves loading up the mini-van or SUV and heading on down to an amusement park for the day. While the rides and other attractions at amusement parks are typically safe, it is wise to be educated on the best practices to keep your family safe, [...]
Warren Buffett Gives Financial, Investment and Retirement Advice
Should you buy gold? Leave a big inheritance? Retire? Find out what America’s most famous investor has to say.
Why is the teen birth rate falling?
The teen birth rate has been on a steep decline since the early 1990s. What's behind the trend?
10 Everyday Things That Cost More Than Term Life Insurance
Adults and parents worry. We worry about our family’s health, safety, financial security and future. But more families need to put their money where their heart is by buying term life insurance. (This is the most affordable type when initially purchased and provides protection for a specific period of time or the “term”.) However, the issue isn’t a matter of hypocrisy, but a lack of research and financial literacy. According to a Life Happens and LIMRA study from this year, 65% of households have not purchased life insurance because they think it’s too costly. To show that this is a common misconception, the study asked Americans to estimate the cost of a 20-year, $250,000 level term life insurance policy for a healthy 30-year-old male. Eight in 10 people overestimated the cost, saying it…
5 reasons why renters need insurance
Relying on a landlord’s policy won’t cover renters for loss of their personal property or for living expenses in the case of a natural disaster.