What Is Probate? The Steps to Administering an Estate
Most people have heard the word probate before, but they might be wondering 'what is probate?' The probate process can refer to several t...
What Is a Deed of Trust and What Is It Used For?
A deed of trust is a term for a document which has a specific legal meaning in the United States not shared in other parts of the world. ...
Landlord Insurance 101: A Guide to Rental Property Insurance for Owners
More and more Americans are becoming landlords — either by necessity or choice — but do they know what it takes to insure their rental property? Co...
Tips On Buying Homeowners Insurance
For many of us, a tremendous amount of research and work goes into buying a home. When my husband and I bought our first home two years ago, I was surprised to learn that everything I thought I knew, I didn’t really know – including how to choose homeowners insurance I hadn’t thought about homeowners insurance until my mortgage company called and told me they needed my policy information. Panic poured over me. What policy? What are my options? How much coverage do I need? Where do I start? I was overwhelmed with questions and at a loss for answers. I had a whole lot of research to do and with a mortgage already underway, not a lot of time to do it. Homeowners insurance policies can be confusing and complicated, especially if…
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Infographic: How your health affects your life insurance policy
We are sorry to be the ones to break the news, but you are not going to live forever. This is one of the many reasons having life insurance is important to y
How Much Life Insurance Do You Need?
Unpredictable investment and job markets are rough on retirement planning. They also complicate the issue of how much life insurance is right for you.
10 Everyday Things That Cost More Than Term Life Insurance
Adults and parents worry. We worry about our family’s health, safety, financial security and future. But more families need to put their money where their heart is by buying term life insurance. (This is the most affordable type when initially purchased and provides protection for a specific period of time or the “term”.) However, the issue isn’t a matter of hypocrisy, but a lack of research and financial literacy. According to a Life Happens and LIMRA study from this year, 65% of households have not purchased life insurance because they think it’s too costly. To show that this is a common misconception, the study asked Americans to estimate the cost of a 20-year, $250,000 level term life insurance policy for a healthy 30-year-old male. Eight in 10 people overestimated the cost, saying it…
Phones, guns and sodas: What you need to know about new laws taking effect today
The new year brings a host of new laws that go into effect starting Sunday.
7 Pro Tips to Stop Your Car from Overheating
Learn from the NASCAR pros themselves what to do if your car overheats, and how to stop it from overheating in the first place.