According to a study by Vanguard Group, 41% of dollars contributed to individual retirement accounts are invested the following year. Making your 2014 investment now, not next April, can boost your nest egg and trim taxes.
Enrolling in Medicare is confusing and mind-boggling if you don’t act at the right time and avoid costly mistakes.
More than 60% of millennials don’t negotiate salary when receiving their first job offers. It's costing them big time over the course of their careers.
Many workers use annual open enrollment to tweak employee benefit options, but others let old selections ride - a big mistake, say advisors.
An IRA-based annuity could help your clients boost their long-term care protection.
If you delayed signing up for Medicare (or parts of it) because you had a qualifying health-care plan at work, make sure you avoid a coverage gap or costly missed deadlines.
The tax ramifications of that decision should be discussed with a financial professional, as should any aspect of using a nondeductible IRA as a strategy, as the application can be complex and should be undertaken only with a full understanding of how the strategy fits into an individual’s financial planning goals.
Most American workers—nearly 70%—take advantage of workplace retirement plans when offered. However, over 55 million Americans don’t have access to an employer-sponsored retirement plan. This lack of plan access is one of the leading reasons why Americans are financially unprepared for retirement, a
Companies often make mistakes when offering employee benefits. Optimum Employer Solutions is here to help you avoid making these mistakes and offering advice on introducing the right benefits.
A health savings account (HSA) is a tax-advantaged medical savings account available to U.S. tax payers who are enrolled in a high-deductible health plan (HDHP). You can almost think of a HSA as a …
One of these mistakes could mean you pay at least 10% more for Medicare coverage.
Rising health care costs are one reason to keep saving and investing.
Retirees face some big decisions when signing up for Medicare. Here's how not to get tripped up.
KHN’s consumer columnist responds to a reader who is living off savings and wants to find a way to qualify for subsidies on the health insurance marketplace.
Medicare doesn’t pay for an annual physical, but it does cover an annual wellness visit focused on preventing disease and disability by coming up with a “personalized prevention plan” for future me…
Article courtesy Gordon Advisors PC<br>Business mistakes can take on various forms, but one of the most significant is in the financial arena. A substantial error poorly managed can create problems. Excellent decision making is necessary to anticipate and prevent these mistakes. To best protect your business, know and understand these mishaps. Here are several that you should recognize before they affect your business.<br>Committing Accounting Errors The work you invest in at your...
Discover whether or not an employer can make matching contributions to an HSA based on a percentage of participants’ pretax contributions.
A new study finds almost no correlation between a patient’s out-of-pocket cost and the amount insurers pay or the overall price of a procedure.
Employers are becoming more interested in providing defined-contribution health plans in conjunction with private health insurance exchanges, research from the Employee Benefit Research Institute found. While employers have been interested in such coverage in the past, until the advent of the health care law and its plan to create insurance exchanges, they feared workers might not be able to find individual insurance.