Genisys Credit Union
Chesterfield, MI:
Explore all of the checking, savings, auto and recreational vehicle loan services and mortgage and business accounts you can benefit from at this credit union that has branches in the Detroit, MI, Minnesota and Pennsylvania areas.
In a recent article, we provided three steps to rebuilding your credit. One concept we stressed is having a mix of credit—both installment credit and revolving credit. Among the fastest ways to rebuild your credit, we said, is with a car loan. A form of an installment loan, it’s payable in monthly installments over a set number of months. And, that payment history is the way in which you rebuild your credit. There are three steps to this process
1. Getting Your Auto…
Here’s a deep thought for ya: If your credit union exists on the fourth page of a Google search, does it really exist at all? Well, sure, it technically exists, but does it exist in the minds of consumers and potential new members? Probably not. The key to capturing your online audience is through a strong SEO …
It doesn’t. But there are things to know when it comes to deferments, forbearances and your credit score.
Millennial consumers (age 18-34) are willing to forgo traditional banking relationships in favor of non-traditional providers such as retail, telecom and technology firms. Consider the fact that almost three-quarters are likely to use at least one alternative financial services provider, such as Apple, PayPal, or Square (Accenture, 2014). In addition, almost half (45%) are willing …
On a recent trip for a speaking engagement about transformational leadership, I decided to drive rather than fly. I left extra-early that morning to make it to the hotel in plenty of time for dinner, to prep for the presentation and to catch game three of divisional baseball playoff series between the Toronto Blue Jays …
The Rochdale Group’s consultants work with a large number of credit unions of all sizes that are in a variety of stages in implementing Enterprise Risk Management (ERM) programs. One of the most common questions we field in helping credit unions implement ERM programs is “how do we set the risk appetite for our credit …
Before you apply for any kind of financing, it’s important to understand how loans work so you know which type is best for your situation. Here are some common questions and answers about loans. What are the most common types of loans people get? Home equity lines of credit; mortgage, car, business and personal loans;...
You may still be applying for loans and looking for lower rates on insurance to save money.
Before you even fill out a loan application, here's the key information you need to know about small-business loans.
Are you interested in getting a second mortgage, home equity loan or home equity line of credit? Read on to learn about the pros and cons of this line of credit.
What is the Difference Between FHA and Conventional Financing? Which is right for you? Ask your lender to determine which will cost less both short and long-term. Ask for a side-by-side cost analysis.
How would you like to grow online loan applications by 600%? In-branch business by 400% in 2016? Those are pretty far-fetched goals, not to mention eyebrow raising, to those friendly NCUA examiners who put you in a damned-if-you-do-damned-if-you-don’t situation in every audit. Boil it down to just growth in general for 2016. Undoubtedly, you have …
Poor credit utilization can lower your credit score and even affect your ability to get a business loan. Thankfully, though, it's easy to improve your credit utilization once you understand what it is and why it matters.
Vital (but rarely asked) questions about paying for college—tuition, loans, grants, work study and more.
When it comes to issuing a Loan Estimate under the TILA-RESPA Integrated Disclosure (TRID) rule, revisions are not permitted due to mistakes, miscalculations, and underestimation of charges caught after the fact. However, the law does recognize that some situations can arise beyond lender errors that cause the original loan estimate to become inaccurate. The Justifying Events The …
More than $100,000 in debt? You still might be able to start your business.
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.
Many buyers a
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