What Are the Most Common Retirement Questions You Receive about Social Security?
My husband wants to retire at 62 and start taking Social Security. Is that okay This typically comes up because husbands are often a few years older than their wives, and figure they want to “get their money’s worth” by taking Social Security as early as possible. I think that can be a bad move. Unless you have oodles of money to live on in retirement, you — as a couple — want to maximize your Social Security payout for the longest surviving spouse. It’s important to understand that when one spouse dies, the other spouse is entitled to just one Social Security payment. So you want the surviving spouse to have the biggest possible benefit. Here’s how: Whichever spouse is the higher earner (and thus eligible for a bigger Social Security benefit)…
The What, Why and How of Cultural Competence
Community demographics are continuing to evolve nationwide, making the need for culturally competent organizations more prevalent than ever. In this article, we will discuss what this means for you as a provider of social services, and how your organization can progress in this realm by explor
How to parent your adult child
Increasing numbers of young people in their late teens and early 20s are still living at home. It can be a tricky time for parents …
How what you eat may affect mental health
A new field of study called nutritional psychiatry looks at how diet can impact conditions like depression