Borrowers Benefit as Lenders Ease Tight Underwriting Standards for CRE Loans
It may be easier for Ben Bernanke to get a loan to buy an apartment building than to refinance his home mortgage. While addressing a conference of the National Investment Center for Seniors Housing and Care in Chicago this fall...
Ready to refi? Consider these factors before applying for and choosing your new mortgage.
Should you refinance TODAY?
Falling Treasury yields are pushing mortgage rates to lows not seen in over a year. CNBC asks a mortgage banker is it time to refinance?
Top Real Estate Articles to Recommend to Your Clients
There are literally thousands of real estate agents and [mortgage](www.madisonmortgageguys.com/) lenders scattered across this great country. Many of them believe in providing solid information to their clients in order to help them make the best decision for their situation. We have gathered some of the best tips and instructions from top Real Estate Agents and presented them in the list below. Feel free to share this…
How To Improve Your FICO Scores Quickly
With mortgage interest rates hovering near record lows, you may want to either refinance your mortgage or purchase a new home before rates go higher again. The question is - can you qualify for refinancing or a purchase loan?
How to Refinance Your Mortgage
You made it through the hardest part: buying a home. Now, perhaps just a few years later, you’re ready to refinance your mortgage. How hard can it be? You may…
How to Refine Your Renovation Vision to Fit Your Budget
From dream to done: When planning a remodel that you can afford, expect to review, revise and repeat
The 9 Safety Must Haves For Every Home
Inspired by all your feedback on my last list like this, 12 Things Every Home Should Have, I decided to refine my focus, do more research and give you a lens into what I think really makes the difference in a home in terms of safety
Ask These 5 Questions Before You Refinance to a Shorter Mortgage
You might think that refinancing your mortgage to a shorter-term loan is a win-win: You save on interest and pay off your home sooner. But many mortgage experts say there are better ways to invest extra money you might have than putting it into your home. After all, paying off your home is just one...Read More
Why Have Banks Really Tightened Lending Standards?
The tightening of lending has been blamed for holding back the housing market recovery and keeping many buyers on the sidelines. So what’s really behind the banks’ strict lending polici
Borrowers, Should You Be Ready for Fed's First Interest Rate Hike?
Any increase in the federal funds rate will have an impact on financial products held by consumers, including mortgages and home equity lines of credit, car loans and credit card offers.
A Guide to Finding Mortgage Savings
Many borrowers are spending too much in mortgage payments because they didn't shop around for lenders enough. The Consumer Finance Protection Bureau has a new online toolkit to help consumers find
Black student loan borrowers are more likely to struggle repaying their debts — here’s why
Federal Reserve Bank of New York data looks at the gap between white and black borrowers.
New mortgage rules may mean fewer lenders, less choice
New Mortgage Rules Roll Out
New mortgage rules take effect today that set out to protect borrowers against risky lending practices, but a few new rules have some worried. Here’s an overview of what you need to know about t
5 features the iPad Pro should borrow from the Surface Pro X
I love my iPad Pro, but Microsoft's Surface Pro X has a lot going for it. So much, Apple should borrow some of its features.
HUD-1 Going Away: Understand New Closing Forms, Procedures
The HUD-1 settlement statement and Good Faith Estimate forms are going away on August 1. The Truth in Lending Act disclosure is going away as well. In their ...
Do I qualify for coronavirus relief? Struggling borrowers must contact lenders for forbearance or...
Struggling borrowers typically must make the first move to receive help from their lenders if they’re suffering financial hardship from the pandemic.
Napa's Loan Ranger Chris Salese: How to borrow and save more when buying a home
Napa's Loan Ranger has a few tips on how to borrow AND save more when buying a home.
Ask the Underwriter: What is a student loan cash-out refinance?
In this week's edition of Ask the Underwriter, Dani Hernandez answers a query about student loan cash-out refinances, how they're different from traditional cash-out refinance loans, and how to market the loans to your borrower.
How to refinance your student loans and save $20,000
No, it's not a scam. There's a good chance you can save money by refinancing your student loans.