Avoid Falling Victim to the Staged Car Crash Scam
The staged car accident scam is growing as perpetrators are getting craftier about entrapping unsuspecting motorists.
Scammers usually meticulously plan their staged car accidents, leaving nothing to chance. They practice until they get it right and even if you can see the accident was staged, onlookers or witnesses may only catch a glimpse and think they see something they didn't.
Here are some of the most common staged accidents.
In this staged accident, the scammer will wait for your car to proceed through an intersection and then floor it and T-bone your vehicle. When police arrive, the scammer's helpers will claim you ran a red light or ran the stop sign.
In this scenario, the scammer will see you are trying to switch lanes and they wave you ahead. But when you do switch lanes, they will accelerate and hit your car. Once police arrive to take the accident report, they'll lie and say you switched lanes when it was not safe to do so and they didn't have time to brake.
In this set-up, you have to be in a dual left-turn lane on the inside and if you are close to the lane marker, the other driver will veer into you and claim you came out of your lane and hit them.
They may also have "witnesses" stationed at the intersection to back up their yarn.
The scammer will slam on their brakes when your car is close behind so that you will crash into the rear of the vehicle.
Swoop and stop
In this scenario, a car will suddenly pull in front of yours and stop. Another vehicle will simultaneously pull up alongside your car, preventing you from swerving to avoid an accident.
Furthering the scams
These scammers and their "passengers" will often also claim injuries they didn't incur. They may also be in cahoots with shady doctors and chiropractors, who will inflate their billings and order all types of medical services to that end.
Others may go to legitimate doctors and claim back injuries, which are difficult to prove. They may also sue for damages.
These car crash scams can leave you paying for damages you didn't cause. They also take time. Even if your insurer covers the crash and the damage to your car, you will still be without your car for a time and dealing with insurance paperwork and the repair shop.