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Fannie Mae and Freddie Mac are waiving appraisal requirements in some circumstances, cutting costs and speeding up the closing process for borrowers.

Everything’s Included by Lennar, the leading homebuilder of new homes for sale in the nation’s most desirable real estate markets.

Three types of mortgages for investment properties, and how to get the lowest interest rate to boost the cash flow profits generated by the property for years to come.

90% of mortgage borrowers still prefer person-to-person communication with their lender, according to Fannie Mae’s recent Mortgage Lender Sentiment Survey. This makes perfect sense, because whenever we make a major decision, we like to personally talk to the people who are most involved.

Most local municipalities are required by state law to establish and administer standalone pension plans for their police and fire employees, legally separate from the state’s plans.

Everything’s Included by Lennar, the leading homebuilder of new homes for sale in the nation’s most desirable real estate markets.

For investors with a longer time horizon, higher interest rates may mean better total returns.

The role of the CIO is changing as technology spreads across the enterprise, says Mr. Donahoe. “The CIO and IT today are where finance was 20 years ago, where they’re right on the cusp of being asked to play a far more fundamental role.”

New homes in Odessa, FL. View 7 floor plans in the Starkey Ranch - Garden Homes community starting from $275,990 ranging from 1,866 - 3,602 Sq Ft 7 quick move-in homes available!

From innovative sales, marketing and human-resource apps, to booking a conference room, the state of a firm’s workplace IT systems can have a big impact on attracting and retaining good employees, according to Harvard Business Review Analytic Services.

Aside from annual increases in cost of living (and dare we mention, salon studio rent), there are so many reasons why a salon owner should routinely raise their prices every 12-18 months. Perhaps you’re booked solid and you simply don’t have enough hours in the day to make more money. Or maybe you’re realizing that it’s been years since you’ve raised your prices, but your rent and cost of back bar have seen a slight uptick in the same amount of time. No…

Everything’s Included by Lennar, the leading homebuilder of new homes for sale in the nation’s most desirable real estate markets.

Learn more about municipal credit trends from our municipal credit research team.

Economic outlook with information concerning our economy, along with inflation, interest rates, municipal bond supply and demand, and credit conditions.

On Wednesday June 6, help us run around the globe (twice!) in the #RWx2 Challenge.

I'm getting a group together for St. Mark the Evangelist Night at the Ballpark with Fevo! Use this link to join in, buy a ticket & invite friends

Knights students help the homeless through the Hillsborough County Sheriff's Office
June 01, 2018
Students from Knights Elementary collected items for the Hillsborough County Sheriff’s Office (HCSO) to add to their stock of supplies for the homeless shelters in our area. The name of the project was Helping the Homeless, and this drive was put together and held by Knights Elementary's National Elementary Honor Society (NEHS)…

Twenty respected K-12 education leaders from across the nation have joined The Broad Academy, the nation’s most prominent professional-development program for current and aspiring urban school-system leaders. The two-year Broad Academy program — which is operated by The Broad Center — supports passionate, proven leaders who are deeply focused on excellence and equity for every …

More than 80 new citizens celebrate after graduating from program at Jefferson Adult
June 04, 2018
"I pledge allegiance to the flag of the United States of America, and to the republic for which it stands, one nation, under God, indivisible, with liberty and justice for all."
To 80 students in the Jefferson Adult and Community School Citizenship classes who have successfully earned their new American…

“The level of complexity is increasing and becoming narrower,” Mr. Herjavec said in an interview with CIO Journal on Thursday. “In the past, if you knew security you could work on identity, you could work on firewalls, you could work on architecture. Because all those areas are growing and becoming much more complex, I need silos of knowledge.”

Could you imagine starting your first day of school without even a pencil
By hosting a supply drive at your place of business, you and your employees will be making a difference in the lives of students in need by giving them the opportunity to begin the school year with their own backpack filled with supplies. Plus, your donations will help us keep the shelves stocked in our Teaching Tools Store, which provides free school supplies to students all school year.
Questions? Contact…

Also known as the Caveman Diet, the Paleo approach models its meals on those who inhabited the planet 10,000 years ago. Is there merit in this plan, or should you leave it in history?
We investigate…
What is the Paleo Diet?
The Paleo Diet seeks t...

Students explore health careers at leadership forum
May 30, 2018
Hillsborough County Public Schools, in conjunction with the Council for Educational Change (CEC), recently conducted a three-part Health Career Awareness Leadership Forum (HCLF) for 12 high schools. Each school was represented by a four-person team consisting of two students, an administrator and a counselor or instructor. These teams were present and participated in each session's organized…

After I open a product, how long will it retain its labeled potency?NOW products have an expiration date printed on the packaging.