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To improve a 320 credit score, check your score for errors, improve your utilization ratios, consider getting a cosigner and work hard to improve your situation.

The 4% rule has long been the standard as far as retirement plan withdrawals go. But it certainly isn't perfect.

Millennials take the blame for killing many industries, if you believe the headlines, but there is one place they are standing out above the rest: personal finances. Here are three good stories about how Millennials are handling their money.

Take our quiz to see which home appliance matches your personality and what it means to be a fridge, range, washing machine or dryer.

Need kitchen design ideas for 2018? Discover the top design trends for remodeling and upgrading your kitchen in the new year.

'From the merchant: Choose from several different styles of hardware for your kitchen cabinets.\nLimit 1 per person, may buy 1 additional as a gift. Limit 1 per visit. Must use promotional value in 1 visit. All goods or services must be used by the same person. May be repurchased every 30 days.'

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Choice of: Dental Care Package with Cleaning. Includes: Full comprehensive exam Full mouth series of X-rays Panoramic image Oral cancer screening Cleaning with full mouth probing included Dental Care Package with Cleaning and Whitening Trays. Includes: Full comprehensive exam Full mouth series of X-rays Panoramic image Oral cancer screening Cleaning with full mouth probing included Whitening for life package with trays and gel Replacement gel included…

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People choose their nail-polish shade based on the season, their outfits, or their needs to hide unnoticed inside a berry patch. Find a perfect match with this Groupon. Choose Between Two Options $31 for a classic mani-pedi ($60 value) $41 for a spa mani-pedi with paraffin treatment ($80 value)

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'Choose from Three Options $18 for a haircut, conditioning treatment, and style ($60 value) Haircut and style (a $40 value) Conditioning treatment (a $20 value) $51 for a haircut, conditioning treatment, and style with full or partial highlights ($135 value) Highlights with haircut and style (a $115 value) Conditioning treatment (a $20 value) $73 for a haircut, conditioning treatment, and style with balayage ombre ($195 value)…

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'Choice of: Haircut, Style, and Deep Conditioning Treatment Haircut, Style, Deep Conditioning Treatment, and Single-Process Color Haircut, Style, Deep Conditioning Treatment, and Full Highlights\nAdditional fees may apply depending on hair length, texture, and density. Appointment required. Merchant’s standard cancellation policy applies (any fees not to exceed the price paid for the voucher). Limit 1 per person, may buy 1 additional as gift. Valid only for option…

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'Choice of: Haircut, Style, and Deep Conditioning Treatment Haircut, Style, Deep Conditioning Treatment, and Single-Process Color Haircut, Style, Deep Conditioning Treatment, and Full Highlights\nAdditional fees may apply depending on hair length, texture, and density. Appointment required. Merchant’s standard cancellation policy applies (any fees not to exceed the price paid for the voucher). Limit 1 per person, may buy 1 additional as gift. Valid only for option…

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'Choose Between Two Options $46 for a deep-tissue or Swedish massage (an $85 value) $101 for a spa package with a massage and pumpkin or peppermint facial (a $210 value) Learn more about what to expect at a massage.\nAppointment required. Limit 1 per person, may buy 1 additional as gift. Valid only for option purchased. All goods or services must be used by the same person. Important Patient Disclosure. May be repurchased every 30 days.'

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Few things are more satisfying than warm, clean laundry—but make sure these 11 things don't wind up in the washing machine, too.

Choose from Three Options
$19.50 for a haircut, conditioning treatment, and style ($60 value)
Haircut and style (a $40 value)
Conditioning treatment (a $20 value)
$56.50 for a haircut, conditioning treatment, and style with full or partial highlights ($135 value)
Highlights with haircut and style (a $115 value)
Conditioning treatment (a $20 value)
$81 for a haircut, conditioning treatment, and style with balayage ombre ($195 value)…

Getting a professional haircut is less dangerous than lowering your head over the stove and pulling it back when the strands sizzle up to the right length. Get a smoking-hot new 'do with this Groupon
Choose from Three Options
$19 for a haircut with shampoo and style (up to a $40 value)
$49 for the above haircut package and full highlights (up to a $115 value)
$75 for the haircut package and a hair-smoothing treatment (up to a $190 value)
Groupon holders receive…

Like a sprinter with his head stuck in a stairway banister, vehicle engines desperately need lubrication if they’re going to run properly. Oil up with this voucher.
Choose from Three Options
$15 for one oil change with lube and filter, tire rotation, and maintenance inspection (a $35 value)
$29 for two of the above packages (a $70 value)
$40 for three of the above packages (a $105 value)